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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8147 reviews)

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4.82

Based on 8,147 reviews, last reviewed 12th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great to see interest building up due to great rates. Great to see interest building up due to great rates. The app is simple to use. It's really easy to add/withdraw money, or move it between Zopa accoun... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8147)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Easy yo access my account and to keep on top of my s...

Easy yo access my account and to keep on top of my spending. Reviewed on: 10th March 2026

Perfects for savings

Perfect for savings, It is secured and I don't have to worry about my money Reviewed on: 10th March 2026

I love everything about Zopa

I love everything about Zopa including the customer service and the app. Whenever I have called the staff have been clear and helpful in their advice. The app is so easy to use and love that I can see the interest added on a month by month basis rather than annual. Reviewed on: 9th March 2026

Easy to use, proactive and well linked up

Easy to use, proactive and well linked up Reviewed on: 9th March 2026

Good App.

Good App. Good Saver Rate. Thats about it. Reviewed on: 9th March 2026

The Smart Saver offers very attractive inertest rate...

The Smart Saver offers very attractive inertest rate, also the operation from it's app is quite easy to use and understand the process. Reviewed on: 9th March 2026

Overall good and positive I’m happy with the service...

Overall good and positive I’m happy with the service and products - interests are good and app is easy Reviewed on: 9th March 2026

Zopa Easy As

Easy to deal with and easy app usage Reviewed on: 9th March 2026

Very easy to set up a Zopa account

Very easy to download the app and set up a Zopa account, and simple to use in terms of adding and moving money between the various savings accounts. Reviewed on: 9th March 2026

Excellent service delivery !

Zopa have excellent service delivery with juicy rewards. Reviewed on: 9th March 2026

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