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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8041 reviews)

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4.94

Based on 8,041 reviews, last reviewed 12th Mar 2026

81300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent Banking Service with Great Rates Very quick simple to use and great savings rates with easy access pots makes managing your money efficiently and simply and your money is always acces... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8041)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy to manage the money

Luckily I didn't encounter any problems with your services, the money movement is easy and quick. Reviewed on: 28th February 2025

An easy account to operate.

An easy account to operate. Clear sections and operating instructions. Value for money. There are other sites offering a slightly higher interest rate but less easy and lacks quick responsiveness. Reviewed on: 28th February 2025

Great rates and easy to use app.

Great rates and easy to use app. Reviewed on: 28th February 2025

Excellent Provider.

Excellent Provider. Very competitive and easy to deal with. Would highly recommend. Reviewed on: 28th February 2025

Easy to use and flexible way of saving.

Easy to use and flexible way of saving. Reviewed on: 28th February 2025

Savings Pots

Easy to open and fund using their app. Subsequently opened current account with debit card. Reviewed on: 28th February 2025

Zopa a friendly bank

Zopa have been great, with plenty of products to help - their saver is quick easy to set up, easy withdrawals if needed Reviewed on: 28th February 2025

Fantastic experience all round.

Fantastic experience all round. Great rates and app Reviewed on: 28th February 2025

Competitive product, easy to use website, good service

Competitive product, easy to use website, good service Reviewed on: 28th February 2025

Best Savings Bank In The UK

Easy to use app, great interest rates and so simple to move money around. Easily the number one company for savings. Reviewed on: 28th February 2025

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