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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

84% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Excellent, competitive rates.

Excellent, competitive rates. Very user friendly app Reviewed on: 31st March 2025

Nice straight forward banking.

Nice straight forward banking. Really like the app and so easy to use Reviewed on: 31st March 2025

Very competitive rates.

Very competitive rates. Easy to access. Reviewed on: 31st March 2025

App so easy to use.

App so easy to use. Great service in letting you know you have recied a payment. Love the 1p challenge making an easy way to save Reviewed on: 31st March 2025

They have been really fantastic

They have been really fantastic and it's so easy to use. I have not found a better account anywhere Reviewed on: 31st March 2025

Give Zopa a try

Zopa offer good rates with great flexibility, everything is very easy to set up. Reviewed on: 31st March 2025

Fabulous Bank

Zopa offer a high interest rate on savings and reward their customers. Reviewed on: 31st March 2025

The account was easy to set up and the interest rate...

The account was easy to set up and the interest rate is the highest I've seen for this product Reviewed on: 31st March 2025

The savings pots have helped me

I mainly use Zopa for the savings pots. I like that i can keep my savings in one place but have it separated into its different purposes. E.g. one pot for saving for a car, on pot for holiday savings etc Reviewed on: 24th March 2025

Simpler than a simple thing!

So simple to set up and even easier to use - what’s not to like? If only all banks could do this! Reviewed on: 20th March 2025

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