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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8039 reviews)

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4.94

Based on 8,039 reviews, last reviewed 10th Mar 2026

81200% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The app is very easy to navigate and understand. The app is very easy to navigate and understand. The interest rate on savings is very competative. Reviewed on: 10th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8039)

Easy to use - fantastic.

Zopa is incredibly easy to use - love the app! Thank you for making finance things as uncomplicated as possible. Reviewed on: 28th February 2025

The account is easy to operate online and pays good...

The account is easy to operate online and pays good interest, far more than many other banks. Reviewed on: 28th February 2025

So easy to be organised with Zopa savings pots.

So easy to be organised with Zopa savings pots.. Great for my wellbeing Reviewed on: 28th February 2025

Highly Recommended.

Excellent service, no issues whatsoever since I opened my account 2 years ago. Reviewed on: 28th February 2025

ZOPA BANK REVIEW

I have had a remarkable experience with Zopa.They offer a fantastic feature in smart saver called "Pots" allowing me to allocate funds into different sections for diverse saving goals. With Zopa banking is not just efficient but also tailored to fit my personal financial needs Reviewed on: 28th February 2025

Zopa savings account

The Zopa savings account is easy to access for deposits & withdrawals & the interest rate is great! Reviewed on: 28th February 2025

Very good, great rates and service

Very good, great rates and service Reviewed on: 28th February 2025

GREAT PRODUCT

Good interest rates, easy to open account and to maintain online Reviewed on: 28th February 2025

I like the look of the app and that you not charging...

I like the look of the app and that you not charging foreign fees also I like the features that I can lock the saving account and in order to have access I need to give notice which is the best way of saving Reviewed on: 28th February 2025

Good rate easy to use app show all savings at...

Good rate easy to use app show all savings at a glance Reviewed on: 28th February 2025

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