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Zopa: Smart Saver reviews

4.94
Based on 8,039 reviews, last reviewed 10th Mar 2026
81200% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

The app is very easy to navigate and understand. The app is very easy to navigate and understand. The interest rate on savings is very competative. Reviewed on: 10th March 2026
Lydia 's avatar
Lydia

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8039)

Great rates and easy to use app.

5
Great rates and easy to use app. Reviewed on: 28th February 2025

Excellent Provider.

5
Excellent Provider. Very competitive and easy to deal with. Would highly recommend. Reviewed on: 28th February 2025

Easy to use and flexible way of saving.

5
Easy to use and flexible way of saving. Reviewed on: 28th February 2025

Savings Pots

5
Easy to open and fund using their app. Subsequently opened current account with debit card. Reviewed on: 28th February 2025

Zopa a friendly bank

5
Zopa have been great, with plenty of products to help - their saver is quick easy to set up, easy withdrawals if needed Reviewed on: 28th February 2025

Fantastic experience all round.

5
Fantastic experience all round. Great rates and app Reviewed on: 28th February 2025

Competitive product, easy to use website, good service

5
Competitive product, easy to use website, good service Reviewed on: 28th February 2025

Best Savings Bank In The UK

5
Easy to use app, great interest rates and so simple to move money around. Easily the number one company for savings. Reviewed on: 28th February 2025

Simple and good value

5
Simple and good value. Easy to setup and administer. Reviewed on: 28th February 2025

Really good interest rate.

5
Really good interest rate. The account is very easy to operate on a mobile. Reviewed on: 28th February 2025

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