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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8039 reviews)

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4.94

Based on 8,039 reviews, last reviewed 10th Mar 2026

81200% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

The app is very easy to navigate and understand. The app is very easy to navigate and understand. The interest rate on savings is very competative. Reviewed on: 10th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8039)

Simple / quick to set up & use

It was very straightforward and quick to set up, it's easy to add and withdraw funds, and to have a clear idea of what's happening with the account. Reviewed on: 28th February 2025

amazing savings app.

amazing savings app.. love it so much, it helped me save up for my car Reviewed on: 28th February 2025

Zopa banking and savings

Zopa are been great at providing me what I feel is the best online banking experience. Everything is clear and all information available to you in each section. Reviewed on: 28th February 2025

Just easy.

Just easy. Some sites are hard to navigate but not Zopa. Really pleased I moved some accounts to Zopa. Have needed help a couple of times but it wasn't a problem. Reviewed on: 28th February 2025

Good interest rates and easy to use app

Good interest rates and easy to use app which allows you to have different pots for your money related to rates and the access you require. Highly recommend Reviewed on: 28th February 2025

Really easy to use app and easy to move money...

Really easy to use app and easy to move money around Reviewed on: 28th February 2025

Good interest rates ,app easy to use, have recommend...

Good interest rates ,app easy to use, have recommended it to friends and family Reviewed on: 28th February 2025

competitive rates

Really easy to use, with competitive rates and good customer service. Reviewed on: 28th February 2025

Different, contemporary, breezy.

Young, fresh, innovative and user-friendly company and app. Reviewed on: 28th February 2025

Easy app to use with good functionality.

Easy app to use with good functionality. Like the ability to have several saving pots at slightly higher interest rates. Reviewed on: 28th February 2025

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