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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8042 reviews)

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4.94

Based on 8,042 reviews, last reviewed 13th Mar 2026

81300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Moving money from save to current account I wish I could move money from my primary savings into my biscuit bank account without having to do a withdrawal Reviewed on: 13th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8042)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Zopa allows immediate access.

Zopa allows immediate access. Pays interest monthly. Pays bonus interest. Basically grows your money Reviewed on: 28th February 2025

Zopa - one of the best!

Excellent service, operating quietly in the background, but there when you need it! Reviewed on: 28th February 2025

Easy to set up and excellent rates on Smart Saver an...

Easy to set up and excellent rates on Smart Saver and Smart ISA Reviewed on: 28th February 2025

The interest rates available for smart savings are e...

The interest rates available for smart savings are excellent and the ease of application is the best in the market! Reviewed on: 28th February 2025

Super easy app.

Super easy app. Their intentions are made very clear. Reviewed on: 28th February 2025

Amazing app with great saving incentives

An extremely intuitive app, which actively encourages saving, gives great flexibility and offers fantastic interest rates. Reviewed on: 28th February 2025

Such a great app!

Such a great app. So. Easy to use. Lots of options for saving my money. Very straightforward. Reviewed on: 28th February 2025

Easy to use app, easy to set up direct debts direct...

Easy to use app, easy to set up direct debts direct into savings Reviewed on: 28th February 2025

Excellent service!

Excellent service! Great interest! Reviewed on: 28th February 2025

Clear, concise and informative communications .

Clear, concise and informative communications . Everything leads to feeling secure. Reviewed on: 28th February 2025

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