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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8042 reviews)

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4.94

Based on 8,042 reviews, last reviewed 13th Mar 2026

81300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Moving money from save to current account I wish I could move money from my primary savings into my biscuit bank account without having to do a withdrawal Reviewed on: 13th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8042)

Best interest rates foraccess savings

Good interest rates for savings Easy to navigate app. Choice of savings is accounts. Reviewed on: 17th January 2025

Very easy to use online usage.

Very easy to use online usage. Easy to move money to and from other providers. Reviewed on: 17th January 2025

Helpful personal problem solving

Helpful personal touch after the automated system couldn't - answered within 10 seconds and solved my problem Reviewed on: 17th January 2025

Excellent rates and customer service

I’ve been with Zopa for a few years now their interest rates and flexibility are great. They’re very informative of any changes and the app is very easy to use. Reviewed on: 17th January 2025

Piotr 79

An easy and understandable way to invest your money Reviewed on: 17th January 2025

I open my account on line, it was straight forward o...

I open my account on line, it was straight forward only took by minutes,at 72 and not great at changes, it couldn’t have been easier, from the comfort of my own home. Reviewed on: 17th January 2025

Zopa provides an easy way to save with great interes...

Zopa provides an easy way to save with great interest rates. The different saving pots are perfect for setting different saving goals and keeping track of them. Easy to set up and manage, great value for money. Reviewed on: 17th January 2025

Good interest rates.

Good interest rates. I have a zopa bank account which gives me a good rate of interest for a savings pot. Reviewed on: 17th January 2025

Zopa is all round good!

Zopa is convenient, competitive, and clever. It suits me perfectly. Reviewed on: 17th January 2025

Very happy with my Zopa account.

Very happy with my Zopa account. Excellent service Reviewed on: 17th January 2025

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