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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

I just wished that I had moved to Zopa years ago.

I just wished that I had moved to Zopa years ago. The app is very user friendly and I've had the best interest rates ever with this bank. Reviewed on: 27th January 2025

Already recommended to my friends

Really good rates with a really easy to use app. I have recommended this to a number of friends with no conerens at all. Reviewed on: 24th January 2025

App is so easy to use.

App is so easy to use. You know exactly where your money is I love the separate pockets Reviewed on: 24th January 2025

Have savings and interest rate is good

Have savings and interest rate is good Reviewed on: 23rd January 2025

Perfect credit card with a savings account you can s...

Perfect credit card with a savings account you can save for that rainy day when moneys tight to pay your card. Reviewed on: 23rd January 2025

Great product and excellent service.

Great product and excellent service. Easy to move funds but also secure. Notifications of changes easy to understand. Reviewed on: 23rd January 2025

Zopa Bank tops the League...

Always receive excellent customer service whenever I contact zopa for help. Reviewed on: 23rd January 2025

Easy to use, flexible, with high interest rates.

Easy to use, flexible, with high interest rates. Reviewed on: 22nd January 2025

Very easy to use and helped me save

Very easy to use and helped me save Reviewed on: 22nd January 2025

Easy to use and good interest rates

Easy to use and good interest rates Reviewed on: 22nd January 2025

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