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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8042 reviews)

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4.94

Based on 8,042 reviews, last reviewed 13th Mar 2026

81300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Moving money from save to current account I wish I could move money from my primary savings into my biscuit bank account without having to do a withdrawal Reviewed on: 13th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8042)

Interest rates are competitive and the online app is...

Interest rates are competitive and the online app is so easy to use. Reviewed on: 17th January 2025

Easy access.

Easy access. Competitive interest rate. Good app. Reviewed on: 17th January 2025

Easy to use app that provides just what you need to...

Easy to use app that provides just what you need to manage your savings Reviewed on: 17th January 2025

Great Company

Very easy to use. So quick to make deposits and to with draw. Reviewed on: 17th January 2025

Excellent service

Excellent service over the last year, great savers interest very easy to set-up Reviewed on: 17th January 2025

Easy Peasy

Easy app and chat help if you need it Reviewed on: 17th January 2025

Great App.

Great App. Very user friendly. Easy to access money, move money around and all at competitive interest rates. Never had any issues with the service. Reviewed on: 17th January 2025

Makes earning more interest simple

Really simple app which makes it easy to manage savings and the option of multiple pots with differing interest rates gives me the ability to make the most advantageous decisions regarding how long money is locked in. Reviewed on: 17th January 2025

So easy to pay my credit card and for someone who is...

So easy to pay my credit card and for someone who is not tech savvy it is the ease of use for my smart saver account and my credit card. The whole experience is so easy to navigate and use Reviewed on: 17th January 2025

Good interest Monthly savings made easy

Monthly savings hub with both easy access and 30 day notice options makes it really easy to get great rates and remain flexible Reviewed on: 17th January 2025

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