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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8042 reviews)

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4.94

Based on 8,042 reviews, last reviewed 13th Mar 2026

81300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Moving money from save to current account I wish I could move money from my primary savings into my biscuit bank account without having to do a withdrawal Reviewed on: 13th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8042)

I have used Zopa for several years and recommended t...

I have used Zopa for several years and recommended them to friends and acquaintances. the interest rates are good and the higher interest boosts are easy to use and follow. The app is easy to use and informative Reviewed on: 17th January 2025

Zopa are up for the challenge!

Excellent, imaginative idea to offer nearly market-leading regular saver linked to current account. The current account is apparently still in development, but so far it has worked perfectly well for me. On the one occasion I had a problem I found the customer service team understanding and responsive. So Zopa deserve support as a challenger to the establishment! Reviewed on: 17th January 2025

Zopa Smart Saver

Fantastic as always, easy to set up and understand, good saving rate offered as well, and a variety of pots to save into. Highly recomended for those starting to save or for those with more experience. Reviewed on: 17th January 2025

Good rates of interest and excellent online informat...

Good rates of interest and excellent online information Reviewed on: 17th January 2025

Creating Pots

Managing our finances by creating various pots is so easy, and actually adds an element of fun to banking. We use pots for motoring, leisure and general household maintenance. When we receive a bill or need to spend a considerable amount of money on an item or an expenditure, we simply transfer the money from the corresponding pot to finance it. We have a standing order set up to add money to these pots on a monthly basis. It also helps us to monitor how much we are spending and on what. Reviewed on: 17th January 2025

Best Savings Account Ever!!

Great experience with Zopa! I have recommended it to everyone especially for savings, I watch my balance grow every month with the excellent interest rates I receive… I have received more interest in 4 months than what I did over a year with my high street bank!! Reviewed on: 17th January 2025

Consistently high in the best Interest rates on offer

Consistently high in the best Interest rates on offer Reviewed on: 17th January 2025

Efficient service and competitive rates

Efficient service and competitive rates Reviewed on: 17th January 2025

It's really easy to save with smart saver.

It's really easy to save with smart saver. With the auto save function you can save to multiple savings accounts Reviewed on: 17th January 2025

Great bank.

Great bank. Bank account with 2% interest and 2% on bill payments what’s not to love. Been with them for a while and easy access to accounts Reviewed on: 17th January 2025

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