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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Easy to open an account

Found it easy to open an account after being recommended by my team leader at work. Reviewed on: 19th January 2025

Very easy to open the account via the app.

Very easy to open the account via the app. App is easy to use. Money is moved quickly. Competitive interest rates Reviewed on: 19th January 2025

Zopa review

Easy to access. Easy to use. Good communication and updates. Competitive rates Reviewed on: 19th January 2025

Money management made very easy

It's so easy to save and to move money between various online accounts according to your needs. Withdrawal is as easy too. I save a little each week but then can put money back into my current account if I spend too much or have an unexpected bill. Reviewed on: 19th January 2025

Great Company

Easy to use savings account and good range of products . The app is very intuitive as well Reviewed on: 19th January 2025

Definitely one of the best online accounts

Easy to open an account. I like that you can open various saving pots and see them grow month by month with a good interest rate. Withdrawals are so easy too. Reviewed on: 19th January 2025

Excellent easy to set up account with a user friendl...

Excellent easy to set up account with a user friendly app to be able to manage my account Reviewed on: 19th January 2025

Full confidence

App is user friendly and facilitates easy access to account . All actions are promptly and efficiently addressed. Full confidence with this account. Reviewed on: 19th January 2025

easy saver

easy account to use with good savings rates Reviewed on: 19th January 2025

Zopa - what more could you ask?

Zopa offers great interest rates, user friendly access and informed and helpful person to person advice. Reviewed on: 19th January 2025

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