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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8042 reviews)

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4.94

Based on 8,042 reviews, last reviewed 13th Mar 2026

81300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Moving money from save to current account I wish I could move money from my primary savings into my biscuit bank account without having to do a withdrawal Reviewed on: 13th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8042)

Simple to use!

Simple to use! I like creating different spaces for different purposes + the interest is great. Reviewed on: 17th January 2025

All good easy to use via app easy to set up account...

All good easy to use via app easy to set up account and good rate of interest …… Reviewed on: 17th January 2025

A game dhanger

Using Zopa to manage individual saving pots has been a game changer. Reviewed on: 17th January 2025

Great interest rates and a brilliant app

Zopa offers great interest rates on their savings accounts. The choice of accounts is excellent, and their smartphone app is second-to-none for usability and convenience. Moving money around couldn't be simpler, and I like the fact that interest is paid on a monthly basis. I wouldn't dream of putting my savings anywhere else! Reviewed on: 17th January 2025

Superb customer service in every aspect

Superb customer service in every aspect Reviewed on: 17th January 2025

Excellent product

Easy to set up account. App on phone good to use, interest rates competitive. Reviewed on: 17th January 2025

Great service.

Great service. Easy to use app with simple instructions and withdrawals, top up, etc. Reviewed on: 17th January 2025

App so easy to navigate and fast!

App so easy to navigate and fast! Reviewed on: 17th January 2025

I like the fact I am more than a credit score.

I like the fact I am more than a credit score. Having been in an IVA that was closed early I didn’t expect to be accepted for any products but have a savings account and credit card with Zopa and I think they are great. Really good APP too. Reviewed on: 17th January 2025

Very helpful and easy to use app.

Very helpful and easy to use app. On the one occasion I have spoken to customer service, they were really helpful and everything explained and very easy to understand Reviewed on: 17th January 2025

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