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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

32% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Great way to save.

Great way to save. Excellent idea to save regularly. Easy to deposit and withdraw money. Reviewed on: 18th January 2025

Saving that's smart and easy!

I've been with Zopa for over 2 years. Zopa offers good rates of interest. The app is easy to use and I think the savings pots ideas are great - it makes it really easy to organise my savings. Reviewed on: 18th January 2025

Easy to open and track my funds.

Easy to open and track my funds. Rates could be better Reviewed on: 18th January 2025

Always reliable.

Always reliable. Money transfers quickly and without a hitch. Reviewed on: 18th January 2025

Great company to save with, such a good app and easy...

Great company to save with, such a good app and easy to use! Reviewed on: 18th January 2025

a competitive safe savings product

i found the product easy to open and its parameters and competitive rates explained clearly. as a newcomer to e banking it was a stress free experience. i was reassured by its reputation having been a customer of its peer to peer lending Reviewed on: 18th January 2025

Highly recommended.

Simple to create an account and manage it conveniently via the app. Great support and competitive interest rate. I would highly recommend. Reviewed on: 18th January 2025

Good interest rates, easy to set up

Good interest rates, easy to set up Reviewed on: 18th January 2025

Very good rates of return and customer service

Very good rates of return and customer service Reviewed on: 18th January 2025

Innovative bank.

Easy to use app. Ability to organise money into pots. Competitive rates Innovative bank. Reviewed on: 18th January 2025

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