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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8042 reviews)

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4.94

Based on 8,042 reviews, last reviewed 13th Mar 2026

81300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Moving money from save to current account I wish I could move money from my primary savings into my biscuit bank account without having to do a withdrawal Reviewed on: 13th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8042)

I find I'm saving much more effectively with Zopa

I find I'm saving much more effectively with Zopa, mainly because of the ability to separate the things I'm saing for into different pots and choosing the amount of notice I want to give on each one. Customer service is really good, and the app is intuitive., making savings much more accessible. Reviewed on: 17th January 2025

Highly recommend

The app is so easy to use. I find the ability to create different savings pots extremely useful. Reviewed on: 17th January 2025

So easy to transfer money in and out.

So easy to transfer money in and out. Love that you can set up different savings pots and different rates of interest within the pots Reviewed on: 17th January 2025

great app and savings rates

I have had a smart saver and isa with Zopa , I find the communication from them clear and precise and the app is very easy to use to monitor my funds and interest and it is very easy to add or withdraw funds. Reviewed on: 17th January 2025

Really easy to open a savings account easy to transf...

Really easy to open a savings account easy to transfer money no issue Reviewed on: 17th January 2025

Zopa have the best smart saver interest rate.

Zopa have the best smart saver interest rate. Reviewed on: 17th January 2025

Fantastic returns.

Fantastic returns. Great APP. Everything is in one place with good secure links to other bank accounts. Really easy to set up and move money around. Reviewed on: 17th January 2025

Zopa overall is very user friendly app and has excel...

Zopa overall is very user friendly app and has excellent saving pota Reviewed on: 17th January 2025

Good savings rate & easy to use

Very easy to setup & use. Offers a very competitive savings rate and moving money to/from the accounts is simple and quick. Reviewed on: 17th January 2025

Simple, straight forward, jargon free.

Simple, straight forward, jargon free. delivered on time. Reviewed on: 17th January 2025

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