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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

32% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Easy to use app.

Easy to use app, straight forward when adding, moving or withdrawing money. Reviewed on: 18th January 2025

Don’t want to a title

The app is very easy to use and navigate Reviewed on: 18th January 2025

Very good competitive, rates.

Very good competitive, rates. Never had any problems or concerns. Reviewed on: 18th January 2025

Great range, great app, great rates

Zopa offer a good range of products with excellent rates, an easy to use app and great customer service by phone on the one occasion when I needed help to sort a problem. I especially love the flexibility that the different savings pots gives. Reviewed on: 18th January 2025

Easy to set up and manage with decent interest rates.

Easy to set up and manage with decent interest rates. Reviewed on: 18th January 2025

Zopa gives good interest rates with easy access.

Zopa gives good interest rates with easy access. Like the way you can split savings and ISA accounts into different pots Reviewed on: 18th January 2025

Great interest rates

Zopa offer great interest rates for savings and the account is very easy to manage online. Reviewed on: 18th January 2025

so easy to use and staff are super helpful

so easy to use and staff are super helpful Reviewed on: 18th January 2025

Zopa review

Using Zopa allows me to save my money in a more secure way. By using the Pots, I save my money and receive great interest on it. Reviewed on: 18th January 2025

Great products and great app

Simple and easy to use app, great interest rates and a variety of products to suit differing saving requirements. Innovative products that make managing your money much easier. Easy to move money between products and transfer money in. Reviewed on: 18th January 2025

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