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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8042 reviews)

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4.94

Based on 8,042 reviews, last reviewed 13th Mar 2026

81300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Moving money from save to current account I wish I could move money from my primary savings into my biscuit bank account without having to do a withdrawal Reviewed on: 13th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8042)

I love the app!

I love the app! So easy to use. Plus all the usual things like downloading bank statements supports its user friendly capabilities. Reviewed on: 17th January 2025

Zopa offer great products, easy to manage...

Zopa offer great products, it is very easy to manage my money in the app, and with excellent interest rates too. The ability to move money easily is really helpful, and the reassurance that my money is safe is great! Reviewed on: 17th January 2025

So easy to use, one of the best apps I've...

So easy to use, one of the best apps I've come across Reviewed on: 17th January 2025

Easy to use app giving great experience

Easy to use app giving great experience Reviewed on: 17th January 2025

Easy effective and productive.

Easy effective and productive. Minimize time and energy expended in banking. Reviewed on: 17th January 2025

Easy to use

The app is very astetic and easy to use, and can easily put saving every month Reviewed on: 17th January 2025

Great savings service

Great savings tool, easy app and good flexible products Reviewed on: 17th January 2025

Simple, good rates and flexible.

The multiple savings pots with different rates linked to the length of time it is locked works perfect for me. Reviewed on: 17th January 2025

Just Zopa to use!

Easy to use, transferring money from accounts and easy to set up new ones. Not a huge fan of apps, (probably an age thing!) but this was is easy to use and seems well thought out. Kept informed about new accounts and interest rates. Reviewed on: 17th January 2025

The best rates and a fabulous App

Fabulous App. Smart Saver allows you to have multiple savings pots and superior rates if you also have a current account Reviewed on: 17th January 2025

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