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Zopa: Smart Saver reviews

4.94
Based on 8,042 reviews, last reviewed 13th Mar 2026
81300% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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5%
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0%
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0%
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Latest highest rating:

4

Moving money from save to current account I wish I could move money from my primary savings into my biscuit bank account without having to do a withdrawal Reviewed on: 13th March 2026
cathy's avatar
cathy

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8042)

Simply the best bank for your money.

5
Simply the best bank for your money. Friendly service, best rates and super easy to navigate Reviewed on: 17th January 2025

Excellent service with Zopa..

5
Zopa is a very convenient way to handle my savings and the interest rate is very good. Access is fast and efficient. Reviewed on: 17th January 2025

Zopa Saver

5
It’s very innovative thinking behind the app easy to use and move around Reviewed on: 17th January 2025

Very easy to use app.

5
Very easy to use app. Clear and concise information. I can manage all my finances in one place. Reviewed on: 17th January 2025

Easy to use - works for my saving goals

5
Easy to use - works for my saving goals Reviewed on: 17th January 2025

ZOPA experience

5
A great selection of financial products which are easily accessed supported by the convenience of an App. Reviewed on: 17th January 2025

Trustworthy

5
easy to use, good rates, flexible. Reviewed on: 17th January 2025

Very happy customer

5
I have been banking with Zopa for around 4 years and I am really impressed by how easy their services are to use. I always feel well informed about changes to saving rates. The app is incredibly easy to use and it is easy to keep track of how much interest I am earning. I have recommended them to family members and they are now happy users of Zopa too Reviewed on: 17th January 2025

Easy to use platform with great savings rates

5
Easy to use platform with great savings rates Reviewed on: 17th January 2025

Zopa first class review

5
Easy to use, very clear information and competitive rates. Reviewed on: 17th January 2025

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