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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8043 reviews)

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4.94

Based on 8,043 reviews, last reviewed 16th Mar 2026

81400% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is a winner Very easy to set up and and the app is easy to understand. Would definitely recommend to friends. Reviewed on: 16th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8043)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Zopa first class review

Easy to use, very clear information and competitive rates. Reviewed on: 17th January 2025

Amazing saving value, helps to save and their bank i...

Amazing saving value, helps to save and their bank is also easy to use! Reviewed on: 17th January 2025

Really good, really easy to use, very clear terms.

Really good, really easy to use, very clear terms. Interest rates far far better than traditional banks. Reviewed on: 17th January 2025

Easy to use online app.

Easy to use online app. Has everything in one place that you need. Reviewed on: 17th January 2025

Smartsaver App.

Very straightforward to use the App. Opportunity for greater interest rates depending on the ‘notice period’ to access funds and useful option to swap funds between pots. Very competitive rates offered. Reviewed on: 17th January 2025

Zopa is simple to use and professional

Zopa is simple to use and they do what they say and you can't ask any more from a company Reviewed on: 17th January 2025

Always happy with the service I receive and the prod...

Always happy with the service I receive and the products that are offered Reviewed on: 17th January 2025

Love the savings pots

I’m very impressed with the Zopa app and how easy it is to create savings pots. Reviewed on: 17th January 2025

Only had to contact zopa once, issue resolved instan...

Only had to contact zopa once, issue resolved instantly, great range if accounts easy interface. Love the tiered interest options, judt started current account as they are the tops. Reviewed on: 17th January 2025

Fantastic one stop savings platform.

Consolidated all my savings pots into Zopa. The ISA transfer facility is useful and the smart savings hub easy to navigate and makes planning a cinch. The interest rates are very competitive to the extent that even with a good saving s lot, it makes no sense having pots with different providers chasing slightly higher rates. Transferring money in and out is simple and convenient. Reviewed on: 17th January 2025

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