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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8043 reviews)

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4.94

Based on 8,043 reviews, last reviewed 16th Mar 2026

81400% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is a winner Very easy to set up and and the app is easy to understand. Would definitely recommend to friends. Reviewed on: 16th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8043)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Fabulous online banking service

It’s been really eye opening. It’s extremely easy to use. I love knowing the interest I receive monthly, always on the same day. knowing my money is safe and easy accessible is brilliant. Reviewed on: 17th January 2025

Great easy to use features

Very easy to use. Lots of thought out into services offered. Great savings pots Reviewed on: 17th January 2025

Smart easy access app.

Smart easy access app. Interest paid can be viewed at a glance. Great interest rates. Reviewed on: 17th January 2025

Excellent experience with a super easy to use app an...

Excellent experience with a super easy to use app and great visibility and analytics tools. Really like the boosted pot functionality. Reviewed on: 17th January 2025

Zopa have been the best bank I’ve had.

Zopa have been the best bank I’ve had. Great savings rate. Easy to set up & move money around. Reviewed on: 17th January 2025

Flexible and competitive

I love the flexibility of Zopa's saver accounts, and the saving pots. Plus the interest is so much better than high street banks. I've used my Zopa accounts to save for my first house, holidays, Christmas etc. Reviewed on: 17th January 2025

Decent savings rates but there is some higher rates...

Decent savings rates but there is some higher rates with competitors, easy to set up accounts. Reviewed on: 17th January 2025

Nice interest!

Easy to set up and manage. Great interest rates and easy to access Reviewed on: 17th January 2025

Highly Recommended

Love the way you can add and remove money from and to Zopa and the way you can create POTS with different notice levels and interest rates. Reviewed on: 17th January 2025

Great Products

App is simple to use. Account set up in minutes. Great products and interest rates Reviewed on: 17th January 2025

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