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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8044 reviews)

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4.94

Based on 8,043 reviews, last reviewed 16th Mar 2026

81400% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is a winner Very easy to set up and and the app is easy to understand. Would definitely recommend to friends. Reviewed on: 16th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8044)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great Products

App is simple to use. Account set up in minutes. Great products and interest rates Reviewed on: 17th January 2025

Quick and simple

Easy to transfer money from one account to the other. quick and simple Reviewed on: 17th January 2025

Excellent!

Excellent service, fast deposits/withdrawals and clear statements, with a good interest rate Reviewed on: 17th January 2025

Great company

Really good customer service and interest rates. Reviewed on: 17th January 2025

Easy, flexible & fair savings account

I started investing with Zopa's Smart Saver account 2 or 3 years ago and have found it very easy and intuitive to use. They also gave me a decision on a loan within 20 mins, and I'm now able to pay the whole sum off within 3 years rather than paying the exorbitant fees I was being charged on 2 credit cards. It was a HUGE relief! Reviewed on: 17th January 2025

Very simple user friendly process with no fuss

Very simple user friendly process with no fuss Reviewed on: 17th January 2025

Very straightforward savings accounts

Very straightforward and easy to understand and use I find it very useful in my savings journey and have opened several very useful pots each with it's own interest rates I'm very happy to be using Zopa for my savings as well as credit card and now bank account. Reviewed on: 17th January 2025

Zopa - so easy to manage your money.

Zopa gives a great rate of interest, the app is very easy to use too. Reviewed on: 17th January 2025

No problems at all.

No problems at all.Great service Reviewed on: 17th January 2025

Great rates inside an easy to use App

A very easy to use and utilise App with great interest rates compared to peers Reviewed on: 17th January 2025

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