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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8044 reviews)

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4.94

Based on 8,043 reviews, last reviewed 16th Mar 2026

81400% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is a winner Very easy to set up and and the app is easy to understand. Would definitely recommend to friends. Reviewed on: 16th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8044)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great interest rates and easy saving!

Only really used the savings side of zopa but from that it's easy to use, intuitive and money gets moved to and from the savings account in a good speed unlike some other providers. The interest rates are very appealing and really helps out the people who can only save small amounts at a time. I'll continue to use it and save with zopa Reviewed on: 17th January 2025

Have been with Zopa for several years as a saver and...

Have been with Zopa for several years as a saver and they have always kept me informed and up to date with changes in rates etc. I have contacted them a couple of times as i wasnt syre about something and a person has been available for me to talk to and has explained things to me. Reviewed on: 17th January 2025

Excellent online banking

Very competitive rates also excellent website for transfers Reviewed on: 17th January 2025

Great service!

Great service, good interest and great to make pots! Reviewed on: 17th January 2025

Savings account.

To date I have no issues and have been pleased with the product I have Reviewed on: 17th January 2025

An easy refreshing way to manage savings

The app is simple to use and understand and simple is good. Applications are quick to process and you can set up innovative ways to deposit funds. It's just an easy refreshing way to manage savings. Reviewed on: 17th January 2025

Quick transfers and very easy to use app

It is so easy to set up different sub accounts, move money between them and choose to have instant access or lock your money in for a slightly higher interest rate. External transfers in and out are very which encourages you to save more knowing that if you move too much money in, you can quickly return it. The rates are not the best available, but, I feel the speed and functionality of the app makes up for this. Reviewed on: 17th January 2025

Easy set up and great rates

Easy set up, easy access and good interest rates. App straightforward to use. Clear communications regarding rate and conditions changes. Reviewed on: 17th January 2025

Market leading rates at the touch of a screen.

Market leading rates at the touch of a screen. Easily accessible support when you need it. Reviewed on: 17th January 2025

ZOPA are an excellent financial service provider

ZOPA are an excellent financial service provider Reviewed on: 17th January 2025

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