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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8044 reviews)

View other Zopa products

4.94

Based on 8,044 reviews, last reviewed 16th Mar 2026

81500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Outstanding rewards (direct debit cashback! Outstanding rewards (direct debit cashback!) and one of the best savings rates, all wrapped up in one modern, clean, sleek (and cute!) app. Zopa is cl... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8044)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

VERY EASY TO USE.

VERY EASY TO USE. SUITS MY NEEDS, USING DIFFERENT 'POTS' FOR DIFFERENT PROJECTS. Reviewed on: 13th April 2024

Everything you need...

Great app - simple to use and clear to understand. Competitive interest rates and fast transfers in and out - much better than some of the building society accounts where you have to wait to get confirmations back. Well done. Reviewed on: 13th April 2024

Better future

Coming from someone who genuinely struggled with money . I have a paid off loan i have a decent saving pot a morgage. Reviewed on: 13th April 2024

Zopa for a dopa on a ropa

I opened a savings account on my phone. The interest was better than average, and its easy to use. Reviewed on: 12th April 2024

Great functionality

Great app, very flexi and good rates Reviewed on: 12th April 2024

Daily interest easy access savings

Easy to set up, transaction speed is quick with acknowledgment of deposits and withdrawals. Savings rates are better than average with options to increase for longer withdrawal notice. Love that interest is calculated daily. Reviewed on: 12th April 2024

I really like used Zopa, as a savings account, becau...

I really like used Zopa, as a savings account, because it make a difference compared to normal bank on the high street, Keep up the amazing work Zopa Reviewed on: 12th April 2024

Easy, smooth process

Easy processes, excellent communication, good rates. Love the ability to move cash between different pots Reviewed on: 12th April 2024

Easy to use, simple, good interest rates

Easy to use, simple, good interest rates Reviewed on: 12th April 2024

I like that I can access my accounts on the app anyt...

I like that I can access my accounts on the app anytime Reviewed on: 12th April 2024

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