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Zopa: Smart Saver reviews

4.94
Based on 8,044 reviews, last reviewed 16th Mar 2026
81500% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Outstanding rewards (direct debit cashback! Outstanding rewards (direct debit cashback!) and one of the best savings rates, all wrapped up in one modern, clean, sleek (and cute!) app. Zopa is cl... Read more Reviewed on: 16th March 2026
Ben Salili-James's avatar
Ben Salili-James

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8044)

Straight forward and easy to use.

5
Straight forward and easy to use. A good savings rate Reviewed on: 11th March 2024

Great savings bank

5
I've been using Zopa since their peer to peer days. They have always done exactly what I would have hoped for Reviewed on: 11th March 2024

The app is very easy to use and I love that you can...

5
The app is very easy to use and I love that you can split your account into separate pots! Reviewed on: 11th March 2024

Very easy to transfer and save money

5
Very easy to transfer and save money Reviewed on: 11th March 2024

Easy to use makes saving less of a chore

5
Easy to use makes saving less of a chore Reviewed on: 11th March 2024

Amazing app with excellent value for money

5
Amazing app with excellent value for money Reviewed on: 11th March 2024

Multiple flexible saving pots at great interest.

5
Multiple flexible saving pots at great interest. Reviewed on: 11th March 2024

Great!!!

5
Great rates for saving and great customer service Reviewed on: 11th March 2024

Easy to setup, easy to use and no problems.

5
Easy to setup, easy to use and no problems. Reviewed on: 11th March 2024

From the day I set up my Zopa account until now, I’v...

5
From the day I set up my Zopa account until now, I’ve never had a problem and the service has always been brilliant. Reviewed on: 11th March 2024

Review Zopa: Smart Saver now

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