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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8044 reviews)

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4.94

Based on 8,044 reviews, last reviewed 16th Mar 2026

81500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Outstanding rewards (direct debit cashback! Outstanding rewards (direct debit cashback!) and one of the best savings rates, all wrapped up in one modern, clean, sleek (and cute!) app. Zopa is cl... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8044)

Good interest rates and easy to use app app

Good interest rates and easy to use app Reviewed on: 10th March 2024

Super easy to use, understand and engage with

Super easy to use, understand and engage with Reviewed on: 10th March 2024

Great, very easy to use and keep up to date interest...

Great, very easy to use and keep up to date interest rates Reviewed on: 10th March 2024

Easy to use.

Easy to use. Simple to see your account and move money. Competitive rates of interest Reviewed on: 10th March 2024

Pennies into pounds

A excellent experience in saving money especially with pots system Reviewed on: 10th March 2024

Zopa review

Flexible great choice can switch between pots and link easy to your bank Reviewed on: 10th March 2024

Great Products

So easy to use,great products. Probably one of the best places to get a good interest rate. Reviewed on: 10th March 2024

Very flexible and easy to use the app and tailor my...

Very flexible and easy to use the app and tailor my savings Interest rates based on how long I want to lock them up. Reviewed on: 10th March 2024

No complaints.

No complaints. No issues ever experienced with Zopa Reviewed on: 9th March 2024

Excellent savings account and bank

Excellent savings account and bank Reviewed on: 9th March 2024

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