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Zopa: Smart Saver reviews

4.82
Based on 8,146 reviews, last reviewed 7th May 2026
96% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026
I E's avatar
I E

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Simple to use but competitive accounts

5
Set up an account last year, this was extremely easy and provides simple access to my money and savings with really good rates. Reviewed on: 12th April 2024

Simple app to use.

5
Simple app to use. Well designed and laid out. Reviewed on: 12th April 2024

Simple reliable app.

5
Simple reliable app. Clear and straightforward to manage my account. Competitive interest rates. Reviewed on: 12th April 2024

It’s great,

5
It’s great, not had a single problem Reviewed on: 12th April 2024

Faultless so far, no complaints and a very simple st...

5
Faultless so far, no complaints and a very simple straightforward app to use Reviewed on: 12th April 2024

Excellent home for your savings!

5
Easy app to use and competitive interest rates. Reviewed on: 12th April 2024

Easy app banking and good rates of savings interest

5
Easy app banking and good rates of savings interest Reviewed on: 12th April 2024

Highly recommended

5
Very easy to set up and customer service very helpful Reviewed on: 12th April 2024

Easy to use app.

5
Easy to use app. Easy to move money around in the various smart save accounts l. Reviewed on: 12th April 2024

Easy to set up, excellent interest rates

5
Easy to set up, excellent interest rates Reviewed on: 12th April 2024

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