Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8044 reviews)

View other Zopa products

4.94

Based on 8,044 reviews, last reviewed 16th Mar 2026

81500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Outstanding rewards (direct debit cashback! Outstanding rewards (direct debit cashback!) and one of the best savings rates, all wrapped up in one modern, clean, sleek (and cute!) app. Zopa is cl... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8044)

Great app.

Great app. Clear information and easy to navigate. I like the fact we can divide savings into pots for different targets. Good interest rate but not the highest on the market. Reviewed on: 9th March 2024

Seems very good

Seems very good the interest rate was the best I could find. The customer Service when I used it was equally good Reviewed on: 9th March 2024

Easy to set up and view account.

Easy to set up and view account. Simple steps to move money into smaller saving accounts. Reviewed on: 9th March 2024

The APP is so user friendly and it’s so easy to mana...

The APP is so user friendly and it’s so easy to manage your money Reviewed on: 9th March 2024

Zopa is a brilliant and reliable savings account

Zopa has been a brilliant and reliable place to save money. It offered the highest interest upon opening. But since then even its booster pots have been beaten by other instant access accounts. Reviewed on: 9th March 2024

Simple Zopa.

Very easy to use app. Simple and quick transfers between my bank and savings a/c Reviewed on: 9th March 2024

Just been very quick and easy.

Just been very quick and easy. Transferring between accounts is very simple Reviewed on: 9th March 2024

Zopa is easy and great

Zopa is very easy to sign up to and very easy to use. The banking insights are useful and they make sure you make the most of your saving efforts. Reviewed on: 9th March 2024

Excellent online features

Excellent online features, easy to use interface Reviewed on: 8th March 2024

Easy to use.

Easy to use.. never any issues and quick transactions Reviewed on: 8th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Fixed Term Savings
from Metro Bank 4.64 from 223 reviews
Regular Saver Account
from first direct 4.84 from 140 reviews
Savings (discontinued)
from Raphaels Bank (inactive company) 5.00 from 1 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Credit card
from Zopa 4.94 from 43485 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub