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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8044 reviews)

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4.94

Based on 8,044 reviews, last reviewed 16th Mar 2026

81500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Outstanding rewards (direct debit cashback! Outstanding rewards (direct debit cashback!) and one of the best savings rates, all wrapped up in one modern, clean, sleek (and cute!) app. Zopa is cl... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8044)

Everything works quickly and easily

Everything works quickly and easily Reviewed on: 8th March 2024

Easy to make deposits and withdrawals.

Easy to make deposits and withdrawals. Reviewed on: 8th March 2024

Great value, very informative!

Great value, very informative! They keep me updated to date with interest rates and offer the best deals! Reviewed on: 8th March 2024

Always updated of any changes promptly

Always updated of any changes promptly Reviewed on: 8th March 2024

Top Company

Great interest rates and easily managed on the app Reviewed on: 8th March 2024

clear and friendly.

Easy to set up, app is clear and friendly. No hassle.and they pay good interest rates. Reviewed on: 8th March 2024

Great interest rates

Great interest rate, easy to transfer funds and user friendly Reviewed on: 8th March 2024

I've had loans , credit card and savings with Zopa.

I've had loans , credit card and savings with Zopa. So easy to use with the apo. Everything g at your fingertips ❤️ Reviewed on: 7th March 2024

Simple to use.

Simple to use. Great communication. Excellent rates. Reviewed on: 7th March 2024

Easy to use, instant access, reliable

Easy to use, instant access, reliable Reviewed on: 7th March 2024

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