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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8044 reviews)

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4.94

Based on 8,044 reviews, last reviewed 16th Mar 2026

81500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Outstanding rewards (direct debit cashback! Outstanding rewards (direct debit cashback!) and one of the best savings rates, all wrapped up in one modern, clean, sleek (and cute!) app. Zopa is cl... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8044)

Brilliant interest rates, easy access.

Brilliant interest rates, easy access. Reviewed on: 7th March 2024

Really easy to use.

Really easy to use. Great access to savings where ever you are Reviewed on: 7th March 2024

Excellent App

Nice clear App..money protected by FSCS..and most off all when interest rise from Bank of England so does Zopa interest,unlike high st banks.keep up the good work Zopa team. Reviewed on: 7th March 2024

Good savings account and great app

Good savings account and great app Reviewed on: 7th March 2024

Savings account

Excellent interest rates, easy to set up and to apply. Quick online access to withdraw and put in. Great customer service. Can’t fault Zopa for banking. Reviewed on: 7th March 2024

Never had any problems.

Never had any problems. Competitive Interest rates. Quick to transfer in and out Reviewed on: 6th March 2024

User friendly, fast and efficient.

User friendly, fast and efficient. Reviewed on: 6th March 2024

They've made saving very simple to understand and do.

They've made saving very simple to understand and do. Reviewed on: 6th March 2024

Excellent products and communication.

Excellent products and communication. Whole family now saving with Zopa. Reviewed on: 6th March 2024

Great app, innovative and simple to use.

Great app, innovative and simple to use. Even better now there is an ISA available. Reviewed on: 6th March 2024

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