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Zopa: Smart Saver reviews

4.82
Based on 8,146 reviews, last reviewed 7th May 2026
96% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026
I E's avatar
I E

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Brilliantly easy to use.

5
Brilliantly easy to use. Can move money in and out in seconds and it appears in minutes. Simple, user-friendly app-based interface and most importantly - great interest rates. Reviewed on: 12th April 2024

Very competitive interest rates and incredibly easy...

5
Very competitive interest rates and incredibly easy to use app. Overall, a fantastic company to deal with, I would highly recommend them. I am in no doubt, best product on the marketplace Reviewed on: 12th April 2024

Great savings rates, very helpful staff

5
Great saving rates, very helpful staff Reviewed on: 12th April 2024

Easy to use app, good for pots.

5
Easy to use app, good for pots. They make saving easy for any and all goals. Reviewed on: 12th April 2024

Highly recommended!

5
All round easy to understand, straightforward and helpful. Reviewed on: 12th April 2024

Great service, easy to use apps

5
Great service, extremely easy to use apps and save. Reviewed on: 12th April 2024

As money is tight I appreciate good regular interest...

5
As money is tight I appreciate good regular interest to make life a bit easier for me. Reviewed on: 12th April 2024

Great interest rates and App.

5
Great interest rates and App. Easy to us. Reviewed on: 12th April 2024

Very good customer service very helpful thanks

5
Very good customer service very helpful thanks Reviewed on: 12th April 2024

Fantastic user friendly app

5
The app is very user friendly, quick and has great products . My family and friends now use Zopa Reviewed on: 12th April 2024

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