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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8044 reviews)

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4.94

Based on 8,044 reviews, last reviewed 16th Mar 2026

81500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Outstanding rewards (direct debit cashback! Outstanding rewards (direct debit cashback!) and one of the best savings rates, all wrapped up in one modern, clean, sleek (and cute!) app. Zopa is cl... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8044)

Monthly cumulative interest

Monthly cumulative interest paid monthly without limit for me Reviewed on: 6th March 2024

Great App with lots of extras

App is very user friendly and makes saving enjoyable. Great selection of online tools to help you keep on top of your finances Reviewed on: 6th March 2024

The Best Account By Far

This account is fantastic, it allows me to access some funds immediately and lock away the rest with a higher interest rate. I have already recommended it to many friends and family. Customer service has already been helpful and they keep me updated on bonus rates to make my money work harder. Reviewed on: 6th March 2024

Zopa is such an easy smart saver to use thanks to it...

Zopa is such an easy smart saver to use thanks to it's very intuitive app which makes it so simple to link up your bank accounts and move money between accounts, and open up new saving pots. Reviewed on: 6th March 2024

Great rates on savings accounts and best in class app.

Great rates on savings accounts and best in class app. Reviewed on: 6th March 2024

App is easy to use and interest rates are excellent.

App is easy to use and interest rates are excellent. Have recommended Zopa to my partner who has opened an account with them as well. Reviewed on: 6th March 2024

Seamless customer experience on their app and very f...

Seamless customer experience on their app and very flexible Reviewed on: 6th March 2024

Straightforward, clear and simple to use.

Straightforward, clear and simple to use. Reviewed on: 6th March 2024

Play by the rules, won't let you down.

Play by the rules, won't let you down. Reviewed on: 6th March 2024

Great Product

Good rates, easy to operate and mange account Reviewed on: 5th March 2024

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