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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

96% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Speedy and safe

Website easy to negotiate and payments in and out go smoothly Reviewed on: 12th April 2024

Easy app to use

A really easy banking app to use and I always feel like I'm kept fully informed of changes to saving rates etc Reviewed on: 12th April 2024

Have rarely found a financial product easier to use...

Have rarely found a financial product easier to use than that on the Zopa App. Can transfer money in and out with ease, set up new accounts to keep funds s=for different purposes separate. Straightforward, completely reliable and easy. Reviewed on: 12th April 2024

So easy to use..

Have found it so easy from day one to use the app.Love to see my interest monthly.Have now opened an isa with you. Reviewed on: 12th April 2024

I love Zopa.

I love Zopa. Since I joined I’ve never looked back. I’m just a small saver but I love to see my savings grow! Great interest thanks. Reviewed on: 12th April 2024

Zopa - a bank that pays realistic interest

I have had a bank account with a traditional bank since 2018, keeping in excess of £6000 in the account for over 2 years. I received no interest during that time. This means the money has not kept up with inflation. Reviewed on: 12th April 2024

Great banking app with easy to use features.

Great banking app with easy to use features. Reviewed on: 12th April 2024

Very easy to set up.

Very easy to set up a savings account, with a great interest rate. Reviewed on: 12th April 2024

So easy to use great will recommend

So easy to use great will recommend Reviewed on: 12th April 2024

Easy to set up easy to deposit and withdraw

Easy to set up easy to deposit and withdraw Reviewed on: 12th April 2024

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