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Zopa: Smart Saver reviews

4.82
Based on 8,146 reviews, last reviewed 7th May 2026
96% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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5%
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Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026
I E's avatar
I E

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Simple interactions amaze me a happy customer

5
The account was super easy to set up and interacting with it is really easy with transactions taking minutes at most. Great interest rate, and I love the insights Zopa as a whole can give you if you link other accounts to their app. Reviewed on: 12th April 2024

Excellent Savings App

5
Easy access to the savings website. Quick and straightforward transfer of funds to the saving account or back to a nominated bank account. Hassle free. Any queries, customer service are always accessible and able to answer any questions. Reviewed on: 12th April 2024

Easy Peasy

5
Platform is incredibly easy to use and rates are pretty decent Reviewed on: 12th April 2024

Excellent Easy to use frequently and intuitive

5
Easy to use frequently and intuitive Reviewed on: 12th April 2024

They do everything they say they will.

5
They do everything they say they will. Very easy to operate this system. Reviewed on: 12th April 2024

Easy quick and good interest rates.

5
Easy quick and good interest rates. Reviewed on: 12th April 2024

Zopa equals THE BEST!

5
Easy to use, when I need my cash I get get it immediately. Super user friendly and great rates! Reviewed on: 12th April 2024

Good interest, reliable platform, easy to use.

5
Good interest, reliable platform, easy to use. Reviewed on: 12th April 2024

Excellent interest rates and easy to use app.

5
Excellent interest rates and easy to use app. Reviewed on: 12th April 2024

Easy to use app.

5
Easy to use app. Competitive rates. No negative comments! Reviewed on: 12th April 2024

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