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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8044 reviews)

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4.94

Based on 8,044 reviews, last reviewed 16th Mar 2026

81500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Outstanding rewards (direct debit cashback! Outstanding rewards (direct debit cashback!) and one of the best savings rates, all wrapped up in one modern, clean, sleek (and cute!) app. Zopa is cl... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8044)

Great interest rates, no issues, very happy with the...

Great interest rates, no issues, very happy with the service Reviewed on: 5th March 2024

ecommend anyone to zopa

Very helpful I whould recommend anyone to zopa easy to deal withi will make sure I give you a good review Reviewed on: 5th March 2024

Highest interest rates.

Highest interest rates. Easy to use app. Reviewed on: 5th March 2024

Great way to save money

App is very easy to use and makes saving an enjoyable experience. Very clear and easy to understand. Love having th option to save at my fingertips! Reviewed on: 5th March 2024

Great service and value plus easy to use app

Great service and value plus easy to use app Reviewed on: 5th March 2024

Easy to save & access funds.

Easy to save & access funds. Great rates. Can see savings grow on the app & easily check my balance. Reviewed on: 5th March 2024

Great app and organisation; interest rates could be...

Great app and organisation; interest rates could be higher for notice pots Reviewed on: 5th March 2024

Very good

if you contact them they are friendly and very helpful Reviewed on: 5th March 2024

Great App

The app is very easy to use, it's easy to move money around. Reviewed on: 5th March 2024

So easy to register and no waiting for pin in...

So easy to register and no waiting for pin in the post Reviewed on: 5th March 2024

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