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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

96% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Easy to use and great interest rate

I’ve had a Zopa account for about a year. I love how easy the app is to use and the fact that they pay such a good rate of interest, which you receive every month. Reviewed on: 12th April 2024

Excellent service

Excellent service and highly competitive saving rates. The app is easy to use and secure. Monthly interest added to account to ensure savings are on track Reviewed on: 12th April 2024

Easy to use app, clear, smooth, reliable

Easy to use app, clear, smooth, reliable Reviewed on: 12th April 2024

Excellent app,very easy to use, brilliant way to sav...

Excellent app,very easy to use, brilliant way to save for xmas. Reviewed on: 12th April 2024

No problems at all.

No problems at all.excellent service Reviewed on: 12th April 2024

Great Bank

I have been saving with Zopa for about 2 years & have always found their rates excellent. The app is easy to use & clearly customer focussed Reviewed on: 12th April 2024

Easy way to save

Easy way to save, easy to transfer from one account to another Reviewed on: 12th April 2024

Very easy to setup and use.

Very easy to setup and use. Good interest rates Reviewed on: 12th April 2024

Great app, nice interface.

Great app, nice interface. Handy having the different pots and helps to forward plan. Not used customer service yet so no comments there Reviewed on: 12th April 2024

Zopa are brilliant.

Zopa are brilliant. The app is incredibly easy to use and the interest rates are excellent. Reviewed on: 12th April 2024

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