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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8044 reviews)

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4.94

Based on 8,044 reviews, last reviewed 16th Mar 2026

81500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Outstanding rewards (direct debit cashback! Outstanding rewards (direct debit cashback!) and one of the best savings rates, all wrapped up in one modern, clean, sleek (and cute!) app. Zopa is cl... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8044)

clareholl

Easy to use, very happy with it enjoy using this I had no problem with it Reviewed on: 5th March 2024

Excellent, quick and simple to use.

Excellent, quick and simple to use. Interest Rates have been competitive. Reviewed on: 5th March 2024

Very Good

Good experience with Xopa credit card Reviewed on: 5th March 2024

I called once and I had good customer support help m...

I called once and I had good customer support help me out Reviewed on: 5th March 2024

Very easy to use, and great rates.

Very easy to use, and great rates. Reviewed on: 5th March 2024

Excellent rates

Excellent competitive rates of interest and paid monthly on time and an easy app to navigate Reviewed on: 5th March 2024

Easy to use app.

Easy to use app. Good rates of interest. Reviewed on: 5th March 2024

I like the app .

so easy to use and clear, and good interest rate. Reviewed on: 5th March 2024

Easy banking with good rates for savers.

Easy banking with good rates for savers. Reviewed on: 5th March 2024

Easy intuitive app.

Easy intuitive app. Money moves swiftly. Great messaging re when notice is changed on your savings pot. Easy to create different pots at varied competitive savings rates. Reviewed on: 5th March 2024

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