Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7494 reviews)

View other Zopa products

4.94

Based on 7,494 reviews, last reviewed 26th Feb 2026

30500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

You can't beat Zopa, great saving accounts You can't beat Zopa, great saving accounts Reviewed on: 26th February 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (7494)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

ZOPA recommendation

Good rates, efficient service and easy to use. Reviewed on: 15th January 2026

Easy to use.

Easy to use app, easy to save money & good interest rates. Reviewed on: 15th January 2026

I have used Zopa for years.

I have used zopa for saving sand credit card for years. Easy simple to use app that caters for everything Reviewed on: 15th January 2026

5* service and support

Quick and easy to use app. Good communication and fast response to queries.Quick transfer from bank to card with no wait time / delays Reviewed on: 15th January 2026

Highly recommend!

Easy to use and help is just a click or phone call away. Highly recommend! Reviewed on: 15th January 2026

Used it for over 2 yrs am happy never have...

Used it for over 2 yrs am happy never have issues Reviewed on: 15th January 2026

Zopa Card is genuinely flexible and designed around...

Zopa Card is genuinely flexible and designed around real life, not rigid rules. It adapts to your needs, gives you control, and makes managing money feel simple rather than stressful. What really stands out is how Zopa keeps evolving for its customers. Beyond credit, they now offer new investment options, showing they’re not standing still — they’re actively growing, improving, and expanding their services in a smart, customer-first way. Zopa isn’t just a card. It’s a financial platform that’s moving forward — with flexibility, transparency, and long-term value for the people who use it. Reviewed on: 15th January 2026

I’ve used Zopa 3 times now.

I’ve used Zopa 3 times now. It’s helped me out no end when I’m struggling . Then when I’m back on my feet I always pay back earlier than arranged which is great for me Reviewed on: 15th January 2026

Zopa are extremely good and helpful

Zopa are extremely good and helpful Reviewed on: 15th January 2026

ZOPA suits my lifestyle

Great App, Easy to navigate, the products currently offered suit my lifestyle and are easily accessed. Any questions I have are answered quickly and accurately. Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from M for Money Credit Union 4.76 from 38 reviews
Saver
from Triodos Bank 4.87 from 130 reviews
Fixed Rate Savings
from M&S Bank - Marks and Spencer 5.00 from 1 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1454 reviews
Current account
from Zopa 4.94 from 5779 reviews
Personal loan
from Zopa 4.94 from 67287 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub