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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8046 reviews)

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4.94

Based on 8,046 reviews, last reviewed 21st Mar 2026

81700% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great product great app easy to use Great product great app easy to use Reviewed on: 21st March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8046)

Great Little Saving Account

I enjoy saving with Zopa, I like the. Different saving pots. Interest rates are pretty decent too! Reviewed on: 29th February 2024

Excellent, informative bank

Zopa keep me informed of all new products, they are very competitive with their interest rates, I am really very happy with my choice of account Reviewed on: 29th February 2024

An outstanding company

Great app, competitive rates. It deserves to win Reviewed on: 29th February 2024

Very easy to set up an account and quick to access m...

Very easy to set up an account and quick to access my money when I need it. Excellent interest rates, along with buckets to put money into for different purposes and at different rates, depending on when I need it. Reviewed on: 29th February 2024

Great app, savings hub and AER

Zopa offer a user friendly and reliable app. I love that I can create different pots for my savings and that the AER is competitive. Highly recommend! Reviewed on: 29th February 2024

Brilliant

Competitive interest rates, great app Reviewed on: 29th February 2024

All at a touch of a button

Easy to use app - can move money between accounts at the touch of a button. Pages easy to navigate and other services easy to find. Reviewed on: 29th February 2024

App is so simple to understand and use.

App is so simple to understand and use.very easy and quick to transfer money Reviewed on: 29th February 2024

Excellent place to put your pennies, helpful advice...

Excellent place to put your pennies, helpful advice and great to see the savings grow Reviewed on: 29th February 2024

I'm new to Zopa, but very happy with my savings acco...

I'm new to Zopa, but very happy with my savings account. Reviewed on: 29th February 2024

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