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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8046 reviews)

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4.94

Based on 8,046 reviews, last reviewed 21st Mar 2026

81700% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great product great app easy to use Great product great app easy to use Reviewed on: 21st March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8046)

Really reliable service and a great mobile phone app.

Really reliable service and a great mobile phone app. Savings pots work well, rates are competitive and transfers are almost always instant. What more could you want from a savings account? I mean this is a really long minimum character count Reviewed on: 29th February 2024

Love the app.

Love the app. The smart saver pots are great for stashing money away from temptation, and the interest rates were very competitive at one stage. I will be opening an easy access ISA with Zopa in the new financial year. Reviewed on: 29th February 2024

Good rates, good products.. couldn’t be happier

Good rates, good products. Clear app that’s very easy to use with a large range of products and services available Reviewed on: 29th February 2024

Simple to use on line savings account with good inte...

Simple to use on line savings account with good interest rate Reviewed on: 29th February 2024

Easy to use , great app and good interest rates.

Easy to use ,great app and good interest rates. Reviewed on: 29th February 2024

Excellent savings vehicle

Really clear site - easy to make deposits or withdraw….also very quick. If you needed to savings can be given different headings as specific savings potd Reviewed on: 29th February 2024

Brilliant app. Excellent interest rates.

Easy to use and intuitive app with easy to access savings with no penalties and excellent rates. Reviewed on: 29th February 2024

I have both borrowed and saved with Zopa.

I have both borrowed and saved with Zopa. The rates are great which ever product you choose. I would highly recommend zopa. Reviewed on: 29th February 2024

Best bank by a mile,

Best bank by a mile, great savings rates and excellent customer service and support. Reviewed on: 29th February 2024

OnlineOnly

Easy and speedy to set up, all online and no paper correspondence involved. Site is easy to understand and make deposits into and monthly interest is excellent, rather than the usual wait for the annual interest. Deposit value and effect on balance appears immediately, no waiting for end of day processing. All round very impressive Reviewed on: 29th February 2024

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