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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8051)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great for saving.

Great for saving. Hard to take out a credit card though Reviewed on: 8th January 2024

Great easy app always works and clear to use.

Great easy app always works and clear to use. Great rate of saving rates Reviewed on: 8th January 2024

Best rates & ease of use

Use the regular saver and boosted pots - super easy to use and great rates Reviewed on: 8th January 2024

Excellent

Simple easy to use good interest rates Reviewed on: 8th January 2024

Very easy internet access savings account.

Very easy internet access savings account. Reviewed on: 8th January 2024

Easy to use

Easy to use app, regular updates to interest rates Reviewed on: 8th January 2024

I find Zopa super easy to deal with, no fuss & alway...

I find Zopa super easy to deal with, no fuss & always provide their customers with very competitive interest rates Reviewed on: 8th January 2024

A great place to keep your Savings!

Easy to move money in and out. The app makes everything very clear so you have a high level of confidence in what you are doing. The interest rate is adjusted in a timely way so I know that I am saving with with the right account in the right Bank. Reviewed on: 8th January 2024

Zopa's products: my key partner on my financial journey

Having moved from paying off two loans to saving for my family's future, Zopa's products, customer service and the clarity and simplicity of their website and their App, have been a huge factor in my financial journey and I would recommend that anyone partner with them, to make the most of their financial future. Reviewed on: 8th January 2024

Excellent service

Excellent savings rate was given and easy to access app. Reviewed on: 8th January 2024

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