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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Very good interest good online app.

Very good interest good online app. Reviewed on: 8th January 2024

Zopa, a great experience

Zopa provide an easy to understand and access service. their interest rates are very competitive and considerably more than the high street banks. They don’t bombard you with unwanted emails and post, only getting in contact when there is relevant information to impart. Reviewed on: 8th January 2024

Excellent account and very helpful people.

Excellent account and very helpful people. Reviewed on: 8th January 2024

I’m so impressed by how easy this APP this to use.

I’m so impressed by how easy this APP this to use. It provides a fast and efficient way to keep track of your savings and move your money around. The Interests rates changed promptly to keep the accounts competitive. I have already recommended this product for other family members Reviewed on: 8th January 2024

Zopa smart saver is brilliant

Excellent website encouraging you to save with different options on its website will be and have recommended to my friends and family Reviewed on: 8th January 2024

Easy to use, excellent response time, good rates.

Easy to use, excellent response time, good rates. I would highly recommend Zopa for savings. Reviewed on: 8th January 2024

Brilliant.

Easy to use. Excellent communication and easy to transfer in and out of the accounts Reviewed on: 8th January 2024

Easy to use and good savings rates

Easy to use and good savings rates Reviewed on: 8th January 2024

Love zopa, easy to use & generally up there with bes...

Love zopa, easy to use & generally up there with best interest rates Reviewed on: 8th January 2024

Fast and efficient service.

Fast and efficient service. Money transfers almost instantly whereas it may take hours with other banks. App is very easy to use. Reviewed on: 8th January 2024

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