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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Ahead of the pack

Zopa interest rates were well ahead of most other banks. The others have now woken up but I’m afraid they have missed out. People can’t hang about waiting for there bank who they have been with for years to up there interest rates when banks like Zopa are giving such good rates Reviewed on: 7th April 2023

Interest rates

Have used Zopa for a loan many years ago. Decided to look at them for savings rates which I found very competitive and they update them when interest rates change unlike the high street banks. Keep up the good work!! Reviewed on: 7th April 2023

Recommend

I have recommended Zopa to family members, friends and work colleagues. I have received many very positive comments and big thank yous for the recommendation. Reviewed on: 7th April 2023

Great App. Great Rates

App allows you to manage pots of savings, simple and easy to use and great interest rates Reviewed on: 7th April 2023

Great

Really good and easy to use. Much better rate than my high street bank Reviewed on: 7th April 2023

Excellent

Brilliant savings rate, easy service. Better than the big banks! Reviewed on: 7th April 2023

Easy and good value

Zopa has been so easy to use. I love the different pots and am amazed how the interest rates have gone up. No need to keep switching provider to get a better deal. Love it. Reviewed on: 6th April 2023

Best savings product ever!

It was the best decision to invest in a smart saver account. The posts are easy to use and interest rates are extremely competitive. I am definitely a happy customer. Reviewed on: 6th April 2023

How it should be.

Easy to set up, simple to use, very competitive rates, what's not to like. Far better than all the other accounts I've got/had. Even got my mum an account, and she's a total nightmare with tech & finance! Reviewed on: 6th April 2023

Easy to set up and use

The whole experience of setting up an account with Zopa is so easy and the information provided makes it straightforward to understand the different products available and enables you to make informed decisions about your savings. The ability to set up a range of saving pots makes organising finances completely painless. Reviewed on: 6th April 2023

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