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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

84% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Modern company

Zopa Smart Saver with several Boosted pots is quite innovative compared to other products out there. It's super easy to open accounts and pots and the interest rates are competitive. Reviewed on: 30th July 2023

Great service, easy to use.

Great service, easy to use. Wide range of products and services. Reviewed on: 28th July 2023

Great savings account

Love the pots, really good and very competitive interest rates Reviewed on: 28th July 2023

Simple yet effective savings

So easy to use their tailored app, easy to set up separate savings "pots" & split money between different notice periods (at specified savings rates). Reviewed on: 28th July 2023

Great App based Bank

Use them for both short and long-term savings. Really easy to deal with. Reviewed on: 18th July 2023

Love this For savings

I like saving with Zopa i have had no issues with them and i like that you can have money in different pots to save with different notice periods for withdrawing money. and its great seeing your interest grow monthly I have a few different pots to save in its great Reviewed on: 14th June 2023

Great app

The pots allow you to choose your interest rates and divide your money up so that it makes sense to you Reviewed on: 6th June 2023

Easy to use

Quick and easy on the ball keep.you informed all the time Reviewed on: 4th June 2023

Convenient account with competitive rate

The Zopa Smart Saver is very easy to set up and manage via their mobile banking app. The rate is also competitive and is quick to respond to changes in the Bank of England base rate. Really impressed. Reviewed on: 3rd June 2023

Great Interest, Flexible & Easy To Use App

Always offer very good interest. App is very easy to use and there is excellent flexibility with being able to add to or withdraw from savings very simply. A nice straightforward savings app. Reviewed on: 2nd June 2023

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