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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

84% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Excellent app. For online saving

Excellent app. No issues . Great rates Reviewed on: 8th January 2024

Excellent service

Superb offering from Zopa. The app is incredibly intuitive and actually makes sorting my finances an enjoyable task! Reviewed on: 8th January 2024

Best online bank

Zopa has one of the best interest rates of the market and their customer service has always been top notch Reviewed on: 8th January 2024

Extremely easy to use and very fast transfers

Extremely easy to use and very fast transfers Reviewed on: 8th January 2024

been really great to deal with all round

been really great to deal with all round Reviewed on: 8th January 2024

Efficient service paying good interest rate.

Efficient service paying good interest rate. Reviewed on: 8th January 2024

East to open, easy to get money in and out

East to open, easy to get money in and out and all at a good rate of interest. Reviewed on: 8th January 2024

Easy to use, simple and efficient.

Easy to use, simple and efficient. Reviewed on: 8th January 2024

easy to use app

good rates and the app is really easy to use Reviewed on: 23rd August 2023

responsive and well-designed interface

extremely quick and responsive, and money is transferred in minutes, not days. Reviewed on: 8th August 2023

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