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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Simple and easy

Easy way to save and organise your saving pots. Reviewed on: 8th April 2023

Great interest rates, great communication, easy to use and manage

I love the different pots that you can create. The interest rates are very competitive and increase automatically. Moving money is easy and the display is simple and easy to use to manage your money. Reviewed on: 8th April 2023

Smart website

Easy to navigate the website and regular updates keep you on top of your savings Reviewed on: 8th April 2023

Great interest rates

Very simple to set it up and to see your money growing month by month! Reviewed on: 8th April 2023

Easy, flexible and lucrative way to save

Zopa is very easy to use. I can set up pots for different savings goals with different notice periods to maximise the amount of interest I can earn. Everything is very transparent and interest is compounded monthly. Reviewed on: 8th April 2023

Easily done

Recommended to look at Zopa's saving opportunity and not disappointed. Reviewed on: 8th April 2023

Savings made easy

The best rates and an app that actually works! Reviewed on: 7th April 2023

Good interest

I’m getting good interest every month, which is more than I got from my other bank. I’m planning on putting more money in every week. Reviewed on: 7th April 2023

Easy to use, excellent rates

Easy to set up and manage online. Everything is kept simple and clear. Excellent rates on instant access savings. Reviewed on: 7th April 2023

Easy online application and good interest rate

I completed an online application that was really straightforward and since joining a few months ago Zopa have increased interest rates 3 times. Reviewed on: 7th April 2023

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