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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Amazing pots saver

I have been using Zopa for a while now and they are really reliable and will tell you when the interest increases and the customer service online chat is ready handy if you have any questions! It’s amazing being able to store your money in to pots and being able to see them all there! Reviewed on: 14th April 2023

Easy to use and good interest rates

Love the different pots option and the interest rates are really good Reviewed on: 12th April 2023

Great Bank

Zopa is a great Bank to manage savings. The App is easy to use, and when withdrawing or adding money it's quick and easy. The interest rate is constantly good and has kept pace with the recent interest rate rises. I would highly recommend this trusted bank. Reviewed on: 12th April 2023

Fantastic

Easy to use app, excellent competitive rates, very clear. Reviewed on: 12th April 2023

Be a Smart Saver

Simple to access the site, the information and to use whenever you feel like being a Smart Saver. Smart rates of interest too. Reviewed on: 11th April 2023

Good product

Helps me save more each month. Good interest rates Reviewed on: 11th April 2023

So easy

I love that you get interest on any savings from easy access to 95day notice It is also very easy to view all savings and move money around or withdraw Reviewed on: 11th April 2023

Whats not to love ?!

So simple to use , even for a technophobe like me . Regular updates on any change in interest rates - winner winner in my eyes !! Reviewed on: 11th April 2023

Great bank

Easy app access and simple to use Reviewed on: 11th April 2023

Great bank to use, always friendly if help needed, a relable bank to use

Had a problem with my Account and it was sorted by the end of the day. Reviewed on: 11th April 2023

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