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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

84% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Easy to set up & great interest

It was very simple setting up my savings account and utilise the different access saving accounts to divide my savings between a notice account and instant access account to provide me with maximum flexibility. Interest rates are extremely good also. Reviewed on: 11th April 2023

Effortless Saving

Everything about Zopa makes saving easy from the app to the regular communication about my account. Quick simple effortless. I like. Reviewed on: 11th April 2023

Great savings easy access account

Great and honest rates and transparency, easy to open and use the account. I also like the safety feature of transferring money to primary account. Overall very happy so far. Reviewed on: 11th April 2023

Simple and great rates

Love Zopa - it’s so easy to use their app, and they offer a fantastic interest rate on savings, which can be boosted by locking the money away for a set period eg 7 or 30 days notice. Reviewed on: 11th April 2023

Competitive easy access and notice savings

Flexible to put some money aside on instant access, or on a week or more, Great companion to a app or based current account Reviewed on: 11th April 2023

Zopa Savings

Easy access with competitive interest Reviewed on: 11th April 2023

Have never seen something like this before

Boosted pots are great, higher rate plus I can lock my money away so I don't get tempted to touch it! Reviewed on: 11th April 2023

Zopa is the best way to start saving

I read about Zopa and its good savings and interest rates and open my account straight away. It is so easy to set up and integrate with your banking account. I am so pleased with Zopa. Reviewed on: 11th April 2023

Easy to use

Simple, smart and elegant. Great AER on my boosted accounts and would definitely recommend Reviewed on: 11th April 2023

Making saving easy

Easy to use app, and to manage your online savings with additional boosted pots and accounts Reviewed on: 11th April 2023

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