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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Simple way to save and get great Rates

Easy to join, great rates and easy site/App to use. Couldn't be happier. Reviewed on: 6th April 2023

Great interest rates and flexible savings

The interest rates on savings are great and customers can have booster pots to earn even more interest. It's easy to operate and all done online. Reviewed on: 6th April 2023

Honest & straightforward

Simple app to set up and use. Offer the best service. Everything appears honest and straightforward with this company. Reviewed on: 6th April 2023

Saving Simplified

Excellent account - very easy to set-up and use. The option to select 7, 31 day etc boosted pots gives great flexibility within a single account. App is very easy to navigate and would not hesitate to recommend. Reviewed on: 6th April 2023

Easy and perfect

To organise the loan i wanted was easy and quick to do and was paid into my bank the same day Reviewed on: 6th April 2023

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy to manage

Their SmartSaver accounts are easy to manage. The app is easy to use and the interest rates are really good Reviewed on: 6th April 2023

Straightforward saving

Easy and efficient - clear and fun to use app. Transparent and does what it claims to. Reviewed on: 6th April 2023

Good interest, easy access, easy to set up

Was looking for good interest, with easy access to my money, Zopa have been great to deal with Reviewed on: 6th April 2023

Useful App

Easy to use and excellent interest rates Reviewed on: 6th April 2023

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