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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Great platform and most competitive rates!

Great platform and most competitive rates! Easy to use app Reviewed on: 6th April 2023

Great provider

Money sent in gets updated very fast to show on your account. You get notified every time when savings rates are changed. Reviewed on: 6th April 2023

Excellent rates and easy to use

The Zopa online savings app is easy to set up and use, as well as having excellent interest rates. I love the ability to set up multiple pots to add money into. Overall an excellent product. Reviewed on: 6th April 2023

Esay set up tranfer money on the button

Happy customer since Nov 2022.transfer money in and out and recieve interst instead of sitting in current acc Reviewed on: 6th April 2023

excellent range of products. Easy to deal with and very friendly staff to speak with in person.

imaginative saving schemes which are attractive to everyone but especially to children to encourage them to save. Reviewed on: 6th April 2023

Great straightforward process for an old timer like me

Zopa app makes handling your finance so much simpler and is an efficient way of controlling your savings. Reviewed on: 6th April 2023

Super for Savings

Super easy to use. Boosted pots are great for locking away savings you don’t need. Bank transfers for paying in work really well. Cannot fault it! Reviewed on: 6th April 2023

Interest rates veryfavourable

I find the Zopa app very easy to use and the interest rates very good, I was getting very little from Barclays. Interest is paid monthly and I can really see the benefit on my savings. Reviewed on: 6th April 2023

Competitive rates and easy to use app

Very satisfied. Been using Zopa for a year. Have 3 accounts with differing rates. So easy to access, deposit and withdraw money. Usually completed within hours. My money is working harder for me having this flexibility. Reviewed on: 6th April 2023

Zopa are easy to use and access on transfers are quick and reliable

No problems, easy and simple to use no problems transferring money. quick and accessible Reviewed on: 6th April 2023

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