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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

84% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Hassle Free. Great value

Competitive rates using a simply to use app. A great experience Reviewed on: 11th April 2023

The best savings account I have ever used!

Excellent savings rates, lots of flexibility re managing savings pots and an extremely well-designed and easy to use app. Love it!! Reviewed on: 11th April 2023

Excellent hassle free innovative savings

Brilliantly considered and innovative savings built around different short term and flexible options. Using the hassle free and friendly app, you can move your money to best match your plans and changing life circumstances. Zopa's providing me with opportunities to achieve some long wished for life goals. Thanks loads to the team at Zopa. Reviewed on: 10th April 2023

Great service, easy to set up

I have been using their app for a few months and convinced my wife to use it as well. It's easy to use, and had no issues at all so far. Reviewed on: 10th April 2023

Brilliant savings interest & excellent customer service!

Zopa is hassle free - I will continue to recommend to family and friends. Reviewed on: 10th April 2023

Top notch savings pots

Excellent interest rates and easy to set up savings pots - would highly recommend Reviewed on: 10th April 2023

competitive interest rates

regularly reviewed and updated interest rates Reviewed on: 10th April 2023

Best Savings Provider - Best way to save

I have been using Zopa to maximise the interest on my savings. It is so easy to open an account and transfer funds from my bank account. When interest rates go up, savings rates with Zopa are immediately increased, they really do look after their clients! I recommend Zopa to everyone! Reviewed on: 10th April 2023

Smart way to save

The app was so easy to set up and it's quick and easy to manage my money. Really impressive interest rates too. Reviewed on: 10th April 2023

Super Simple to Set Up and Use

Great app, the smart saver is really easy to set up and so simple to use. Transfers are pretty quick and the options of boosted pots is brill. Reviewed on: 10th April 2023

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