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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

84% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Easy to use

So easy to use and the best rate out there. Reviewed on: 10th April 2023

Easy to Use Saver, good rates.

Easy to add to and withdraw, change pots and review. Reviewed on: 10th April 2023

Great Save

A fantastic online app developed which after being with Zopa since their financing days as a lender, I'm very happy with their new savings products. Keep up the great work. Reviewed on: 10th April 2023

Top savings account

It's really nice to have my savings account with a provider that operate so transparently & make life so easy for me. Reviewed on: 10th April 2023

Consistently near the top of the charts

Consistently towards the top of the charts for highest paying interest rates. Flexible "Boosted Pots" facility when you don't want to tie-in your cash for too long. Reviewed on: 10th April 2023

Great service

Great service, good interest rates, easy to use app Reviewed on: 10th April 2023

easy to use

Zopa account was easy to set up and simple to transfer funds , competitive rates Reviewed on: 10th April 2023

Seamless savings experience

Zopa’s Smart Saver is super easy to use. The ability to separate your savings into pots and boost the interest on each pot by setting notice periods gives it a strong edge against other savings accounts. Reviewed on: 9th April 2023

Simple and effective

Very easy to use overall, and the split pot system makes hitting various savings goals with associated specific interest rates easy also. Reviewed on: 9th April 2023

Just brilliant

Love saving with Zopa, easy app and hassle free. Reviewed on: 9th April 2023

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