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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Easy to set up and easy to manage

Easily set up account in a short time, very easy to manage pots in Zopa accounts and transfers to other bank accounts, recommended to friends and families who all agrred. Reviewed on: 6th April 2023

Easiest, most flexible savings app out there

Very easy to set up and allows you to move money between different savings pots to maximise your return but you are in control. Amazing app recommended to numerous friends. Reviewed on: 6th April 2023

Zone of possible agreement

Zopa usually has the highest interest rate and is also the quickest to increase it. The flexibility to create pots and boost them gaining more interest is great. Only con is you cannot put more than 85k in. Reviewed on: 6th April 2023

Great saving app

Easy to use, easy access, great service. Reviewed on: 6th April 2023

So easy to set up

I set up an account on line and have already earned great interest, unlike high street banks the interest rate rise is passed on as soon as it goes up. Monthly interest added to savings is great Reviewed on: 6th April 2023

Easy peasy savings

Everything about using Zopa has been easy and I'm a happy saver as a result. Reviewed on: 6th April 2023

Great

Great customer service. Great I terest rste Reviewed on: 5th April 2023

Great interest rates

Easy to use bank account with excellent variable interest rates for savers depending on how long money needs to remain in the pots Reviewed on: 5th April 2023

Always follow through.

Easy and accessible online control. Never had any issues and communication is always spot on. Reviewed on: 5th April 2023

Easy, safe and competitive rates

As an online service the account is simple to manage and importantly maintains a competitive rate of interest. Reviewed on: 5th April 2023

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