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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

A great service

I have nothing but praise for Zora. They offer a great hassle free service and one that has run smoothly for me since I started using them. Reviewed on: 4th April 2023

I've recommended Zopa to everyone!

Incredibly easy to set up, I love being able to have multiple pots to help achieve my savings goals and higher interest rates than my bank account. Reviewed on: 4th April 2023

Easy saving & great savings app

Love using ZOPA - it's very transparent and easy to use, all the savings rates are visible for each pot and I heartily recommend them for good rates too. Reviewed on: 4th April 2023

Reliable, with great rates

Offer a great variety of good rates, higher than competitors Reviewed on: 4th April 2023

Smart Saver

Best saving account ever!! Easy to use, easy to add and withdraw, highly recommend!@ Reviewed on: 4th April 2023

Good interest rate

Best interest rate without cap. Most other banks offer a high rate up to a certain amount. Reviewed on: 4th April 2023

Market-beating interest rates!

Best interest rate right now. Booster Pots which pay even higher interest is a brilliant idea. Choice of notice needed to withdraw funds - the longer the notice, the higher the interest. Perfect! Open a couple and keep just enough in the Instant Access Pot in case of emergencies. Love it! Reviewed on: 4th April 2023

Efficient and easy to manage

Really happy with the service and how easy it is to manage savings on an app, with any investments I get a notification and an email so I can be assured the money has arrived safely. Would recommend! Reviewed on: 4th April 2023

Great Fun Saving

The app is so easy to use it makes saving fun - and I hate saving and apps! Reviewed on: 4th April 2023

Good rates

Constantly leading the way in offering the best instant access savings rates possible and updating immediately after each BoE review. Reviewed on: 4th April 2023

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