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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

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4.82

Based on 8,148 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Smart Saver reviews (8148)

Review of the Zopa, Smart Saver:

Excellent app and ease of use.

Simple to set up the account and exchange and transfer funds with ease. A great interest rate to boot! Reviewed on: 11th January 2023

Excellent easy savings

Zopa makes saving and investing so easy. The app allows you to move money easily and quickly between accounts and tracks interest rates all the time. So easy to access my money and great rates too! Reviewed on: 3rd April 2023

Excellent

Great company, competitive rates which they increased as the base rate increased. The app is easy to use and has some great features. Reviewed on: 3rd April 2023

Super Smart Saver!!

Excellent savings account. The concept of using pots is great. Allows me to separate my money for all the different things I am saving for. The addition of the boosted pots is amazing as well. Reviewed on: 3rd April 2023

Great app and benefits

App is very easy to use. Great competitive interest rate and other perks like 1% cashback on purchases for a year. Highly recommend Zopa. Reviewed on: 3rd April 2023

Good product

Very simple and easy to manage via the app, Reviewed on: 3rd April 2023

Easy savings and great rates

Easy to setup all on the App easy to add or withdraw funds. And a top rate to boot. Reviewed on: 3rd April 2023

LOVE the app

I love the app and it’s helpful reminders to save. It makes saving fun and rewarding! The interest rates have been great too Reviewed on: 3rd April 2023

Best market value

Clear products and transparent service makes Zopa the go to choice. Reviewed on: 3rd April 2023

Easy to access

Easy to access savings account with a range of different products. Reviewed on: 3rd April 2023

Smart saving app

Great app that is easy to navigate. Straight forward secure transactions with great rates. Reviewed on: 3rd April 2023

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