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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

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4.82

Based on 8,148 reviews, last reviewed 13th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliant online savings account with high interest... Brilliant online savings account with high interest rates offered on account opening. Reviewed on: 13th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8148)

Great app has revolutionised my savings

I love my Zopa savings account. The app is so easy to use. The interest rates are very good and any changes to Bank of England base rate have been passed on quickly. Love that you can have different pots with different notice periods and different interest rates, all in one place. Reviewed on: 3rd April 2023

Great Rates

The rates provided are extremely competitive and updated quickly as necessary. The app is easy to use and the different pots make saving easy. Reviewed on: 3rd April 2023

Great rate, easy to use app

The app is very easy to use and the rates are good Reviewed on: 3rd April 2023

Everything in one place

Perfect for seeing what's going on with my savings all in one place. Easy to use and would highly recommend Reviewed on: 3rd April 2023

Great

Great and easy to use, switch money into variable pots, app user friendly, really impressed. Reviewed on: 3rd April 2023

Easy to use and good interest rate

The account is very easy to set up and to use. Reviewed on: 3rd April 2023

Trustworthy and efficient

I was recommended to Zooa by a friend and was a little concerned as I hadn’t heard of them before so I tested the incoming and outgoing before sending more savings. Everything went very smoothly and efficiently and not only that but they offer great rates too! Reviewed on: 3rd April 2023

Chuffed to bits!

So very happy I chose this bank as I see my savings grow every month, as the interest is deposited into the account. It gives me such a buzz! I also love the separate savings pots I can access to earn extra interest too! Reviewed on: 3rd April 2023

Easy setup

Online setup and id verification was fast and efficient. Reviewed on: 3rd April 2023

Zopa is extremely easy to use

I signed up with Zopa last year and have been using their smart saver. Their app is very easy to use, never had any issue with adding or withdrawing my savings. Zopa also updates their interest rates on a regular basis! Reviewed on: 3rd April 2023

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