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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Easy peasy

Easy to set up, move money and great rates! Couldn’t recommend more highly. Reviewed on: 3rd April 2023

Great app

Great app. Easy to move money. Top interest rates. No spam emails Reviewed on: 3rd April 2023

Quick and easy with good interest

Love this savings account. So easy to set up and love the different pots for money. Great interest rates and would highly recommend Reviewed on: 3rd April 2023

Great account - highly recommend!

Very simple to open and manage. Great savings rates. I would highly recommend! Reviewed on: 3rd April 2023

Good interest

This bank has really good interest rates and the app is really easy to use. Reviewed on: 3rd April 2023

Wow great savings and easy to use!

The savings rates are great and I love the app, so easy to use. I have recommended Zopa to friends and family who have all been impressed. Keep up the good work. Go ZOPA! Reviewed on: 3rd April 2023

Smart saver

Very innovative app that enables consumers to take charge of terms and rewards with so much ease. Reviewed on: 3rd April 2023

Easy to use and great rates

Love Zopa. Market leading rates, great app which gives me flexibility with my money and so simple to use Reviewed on: 3rd April 2023

So simple to save and get different rates for different amounts

Opening the account was easy peasy. Setting up pots within the account for different lock-in days was so straight forward, and so easy to move money around all within the same account. Reviewed on: 3rd April 2023

Adjust their rates in real-time

They offer very good savers rates and don’t hang about increasing them when then Bank of England increase the base rate. Reviewed on: 3rd April 2023

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