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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

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4.82

Based on 8,148 reviews, last reviewed 13th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliant online savings account with high interest... Brilliant online savings account with high interest rates offered on account opening. Reviewed on: 13th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8148)

Excellent savings account

Extremely easy to use, save and withdraw money. Excellent savings account. Would recommend. Reviewed on: 3rd April 2023

Easy to use and transparent

I was encouraged to use the savers facility by the great rates and found it easy to use with a great level of transparency! Reviewed on: 3rd April 2023

Great way of saving

Great service easy to use and trust the company Reviewed on: 3rd April 2023

Good rate

One of the best easy access savings rates. Easy to set up, easy to use app. Also can choose a slightly higher rate with boosted pots, which require notice to access. Reviewed on: 3rd April 2023

Competitive rates and a breeze to manage

After savings rates started increasing, I was looking to consolidate a number of the small pots I'd accumulated across various providers in one place. After finding out about Zopa from the Money Saving Expert site, and seeing that they regularly rated best for easy access rates, I downloaded the app and opened an account. It was a breeze to set up and within a short while I had several pots of savings, all gathering interest at a much higher percentage than my bank, building society and ISA were providing. Administration is a doddle and communication is kept to a minimum. I'd definitely recommend Zopa to friends and family. Reviewed on: 3rd April 2023

Great rates, easy to use

Finding this platform has really helped with my saving goals. It’s easy to use and the rates are very competitive. Reviewed on: 3rd April 2023

Very competive interest rate and easy access

App is easy to use and booster pots allow me to earn higher interest. The rate increases as the length of notice increases. Reviewed on: 3rd April 2023

Amazingly simple

App easy to navigate, manage savings with best rates - you could almost do it with your eyes closed Reviewed on: 3rd April 2023

Zopa is great!

Very easy to use app-based savings account. Good interest rate and simple, working features. Have recommended to others! Reviewed on: 3rd April 2023

Simple quick and convenient

With Zopa I can manage my savings easily and make decent returns too! Reviewed on: 3rd April 2023

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