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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Very good

Easy to use and good rates. Don't need much else Reviewed on: 3rd April 2023

Easy way to organise savings with competitive rates

Easy process, I like the different pots, I like that you can end boost but don't have to actually withdraw your money Reviewed on: 3rd April 2023

Really effective & really simple. A winning formula!

My Smartsaver account with ZOPA was easy to setup & is even easier to query & maintain. Add in the great interest rates and you have a real winner Reviewed on: 3rd April 2023

Great service, easy to use.

Great service , easy to use all on line Reviewed on: 3rd April 2023

V Good

Good. Reliable. Easy to use. Good interest rates for savers. Will definitely continue to use. Reviewed on: 3rd April 2023

Easy to use

Easy set up, easy to use. Good rates. Reviewed on: 3rd April 2023

I love the boosted pots

It's easy to move money between pots with different interest rates according to how soon I think I'll need the money; 7, 31 or 95 days. Reviewed on: 3rd April 2023

Market leading interest rates and app easy to use

Market leading interest rates and app is easy to use Reviewed on: 3rd April 2023

Saving made simple

Great easy to use product. Very competitive rates with real flexibility. Reviewed on: 3rd April 2023

Great rates

Zopa offer great rates we are updated if bank of interest increases rate. So easy to transfer money. Love that interest is paid monthly as makes you top up more money to make a round figure Reviewed on: 3rd April 2023

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