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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

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4.82

Based on 8,148 reviews, last reviewed 13th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliant online savings account with high interest... Brilliant online savings account with high interest rates offered on account opening. Reviewed on: 13th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8148)

Plenty of savings options

You can set up multiple savings pots and get boosted rates by making them notice accounts. Reviewed on: 3rd April 2023

Excellent

Wouldn't know anything about the lending side of the business but the savings side is excellent. Good rates and easy to access when needed. Keep it up Zopa! Reviewed on: 3rd April 2023

Great idea, easy to use

Easy to set up, love the savings pots and great interest rates. What's not to love? Reviewed on: 3rd April 2023

Great savings account provider, exactly what I needed!

Easy to open an account, really great user experience and that has carried on whilst having the savings account. Would definitely recommend! Reviewed on: 3rd April 2023

Brilliant bank

Have bee with Zopa now for quite a while...initially for a loan and now savings. They are extrmely easy to work with and reward their customers with higher savings rates than almost every other uk bank Reviewed on: 3rd April 2023

Excellent!

Zopa is so easy to use and gives good interest rates, highly recommend it! Reviewed on: 3rd April 2023

Great product, Fab app!

Onboarding was simple. The app is very intuitive and secure and I get paid a great rate. What more is there to say! Reviewed on: 3rd April 2023

Easy to use with great interest

I chose Zopa based on the interest rates and the chance to use ‘boosted pots’. Adding money to the account is super easy. Reviewed on: 3rd April 2023

Zopa Smart saver

Best option availiable to me totally the smart option Reviewed on: 3rd April 2023

Great savings rates/service

Great savings rates. Easy to set up and use the app. Would recommend. Reviewed on: 3rd April 2023

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