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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Brilliant Account

I was originally using a Barclays isa but was getting nothing in the way of interest. Since I was told about this account I have not looked back, it's been brilliant Reviewed on: 3rd April 2023

Great rate!

A fantastic rate and almost instant access with just 7 days notice! Reviewed on: 3rd April 2023

Good savings account

Easy to use savings account. Different pots for easy access or notice savings depending on requirements. One of the higher easy access rates o the market Reviewed on: 3rd April 2023

Easy to use and monitor

App is ultra easy to use your kept up to date with interest rates Reviewed on: 3rd April 2023

Great offers

Great offers and a really easy to use app. Reviewed on: 3rd April 2023

Great product and tech

By far the best product and supporting tech that are out there. Reviewed on: 3rd April 2023

Impressive savings

Really easy to manage savings through the app but most importantly good rates that have increased as soon as interest rates have changed. Highly recommended. Reviewed on: 3rd April 2023

Game changer!

Zopa is brilliant, i must have recommended it to everyone i know at this point. Being able to save into different pots has been a proper game changer to me, i can have all my savings in one place but still split into what I need. Originally moved to Zopa as their saving rate was the best (i think this might still be true) but I’ll stick around for the pots and the ease of use. Could not recommend enough Reviewed on: 3rd April 2023

Very competitive

Smartsaver is very flexible, giving you the opportunity to adjust your fix depending on your circumstances. Zopa is always competitive and increase their rates promptly after an increase in the BoE rate. Highly recommended. Reviewed on: 3rd April 2023

Great service and savings account

I found opening and operating my Zopa savings really easy and the process is very customer-friendly! The interest rate is also very competitive. Reviewed on: 3rd April 2023

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