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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

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4.82

Based on 8,148 reviews, last reviewed 13th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliant online savings account with high interest... Brilliant online savings account with high interest rates offered on account opening. Reviewed on: 13th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8148)

An account worth while

Zopa smart saver makes it easy to save money, instant access with as many withdrawals is what stood out to me as well as the interest being paid monthly. I highly recommend Zopa as a bank. Reviewed on: 3rd April 2023

So easy to use

The best rate for easy accessible savings. Such an easy app to use. Reviewed on: 3rd April 2023

Quick and easy

So simple to set up and easy to start saving straight away Reviewed on: 3rd April 2023

A very smart savings account

I'm a fairly new client with reference to the Zopa Smart Saver, but to date, I've found Zopa to very pro-active in increasing the savings rates. Also the added bonus of being able to transfer savings amounts into temporary savings pots which provide an increased savings rate is very helpful. Reviewed on: 3rd April 2023

App is easy to use

App is easy to use, and Great interest rates too ! Reviewed on: 3rd April 2023

Zopa smart saver

App nice and easy to use and I like the staggered interest rates. Reviewed on: 3rd April 2023

Happy Customer

Zopa is extremely user friendly and continually reviews its interest rates to keep them competitive. It’s the first easy access savings account I’ve had as an app and I’ve found it extremely useful to have 24hr access to making transfers with ease. I’ve recommended Zopa to family and friends and they are of the same opinions. Reviewed on: 3rd April 2023

Amazing interest rates

Innovative and great bank. Love the smart saver Reviewed on: 3rd April 2023

Little pots of joy

Zopa smart saver pots are so easy to use. I can see all my savings on one place, create pots for different things, and move money around. I can put some money in notice pots for higher interest, but I can easily see what I've got and when I can get to it. Interest rates are clear and I don't have to reapply when they go up. Taking money back out from any access pot is just as easy as putting it in. Savings made easy. Reviewed on: 3rd April 2023

Zopa

Very straightforward and good interest Reviewed on: 3rd April 2023

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