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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

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4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Zublime Zopa

Efficient, easy to use, well explained, fair and friendly service that makes it easy to save in a secure setting. Reviewed on: 3rd April 2023

Easy to set up and use with good interest

I mainly transferred money to Zopa to benefit from good interest rates. Setting up boosted pots makes it easy to budget and move money around and all transactions have been intuitive, quick and easy. I’ve had no reason to contact Zopa so can’t comment on service. Reviewed on: 3rd April 2023

Great

Been using Zopa when they were peer to peer and they paid all the money back during COVID, even though it took a while. Happy with savings and the fact they increase them when the base rate goes up.. Still my best instant access rate. Reviewed on: 3rd April 2023

Easy and user-friendly saving account

It is easy to set up and manage and also get automatic interest rate updates. It takes very little to pass money into the account. Highly recommended. Reviewed on: 3rd April 2023

Easy peasy

An efficient and quick app based savings account. Set up had a small delay of a few days as my account details were not showing, so I couldn’t make any transfers but ultimately resolved. Decent savings rates, definitely worth consideration Reviewed on: 3rd April 2023

Easy to use

Very quick and easy to use. I'm happy with the service. Reviewed on: 3rd April 2023

Love it!!

I love how simple Zopa is to use. You can instantly see your savings and how it’s doing. I also love that you can have different pots for different things you are saving for!! Reviewed on: 3rd April 2023

Great Savings account

I set up this at the beginning of the year and love it, have already got my partner to open his own! Reviewed on: 3rd April 2023

Fantastic app

So easy to create the account and the app is so simple to use and has everything you need for a savings account Reviewed on: 3rd April 2023

Brilliant

Super easy to use and great interest rates.. have recommended to everyone Reviewed on: 3rd April 2023

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