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Zopa: Smart Saver reviews

View other Zopa products
4.82
Based on 8,148 reviews, last reviewed 13th Jun 2026
88% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant online savings account with high interest... Brilliant online savings account with high interest rates offered on account opening. Reviewed on: 13th June 2026
Nicholas L's avatar
Nicholas L

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8148)

Great

5
Easy to use app and great savings rates Reviewed on: 3rd April 2023
Cazz's avatar
Cazz

Savings made easy

5
Very simple way to save, add money and setup account Reviewed on: 3rd April 2023
Craig Wilson's avatar
Craig Wilson

Simple and User Friendly

5
Great product. Easy to use. Trustworthy. They put up your interest rate regularly with bank of England Increases. Reviewed on: 3rd April 2023
Mick O'Brien's avatar
Mick O'Brien

great service and they look after their customers

5
Zopa has increased saving rates in line with the bank of England. The app is easy to use. Reviewed on: 3rd April 2023
Martin Rolfe's avatar
Martin Rolfe

Easy to use and fair rates

5
Very easy to set up the account and start saving. Competitive interest rates Reviewed on: 3rd April 2023
Philip Kerr's avatar
Philip Kerr

Great

5
Great bank, best rates around, easy to use app, money transfers quickly Reviewed on: 3rd April 2023
Emily Baccarella's avatar
Emily Baccarella

Easy to use and great service

5
Very easy to set up savings account. Love the options to put savings into different pots. Increased interest rates quickly updated. Very easy to access money when needed and quick transfer Reviewed on: 3rd April 2023
Lee S's avatar
Lee S

Great Rates & Great Service

5
Quick and easy to open the smart saver account. Always ahead of the competition for savings rates. App is user friendly and effective. Communications on app and sent by mail are clear and succinct. Not one complaint :) Reviewed on: 3rd April 2023
Donna Whittlestone's avatar
Donna Whittlestone

Easy to use and high interest for easy access

5
I’ve found my Zopa savings account easy to use, and it has one of the highest interest rates for an easy access savings account. The rate has been going up recently too! Reviewed on: 3rd April 2023
Tom Bryant's avatar
Tom Bryant

Great rates

5
I enjoy having my money saved with Zopa as I can look at my account any time of the day or night and move things around with ease. Interest rates are great, very happy Reviewed on: 3rd April 2023
Sue Harvey's avatar
Sue Harvey

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