Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (8051 reviews)

View other Zopa products

4.94

Based on 8,051 reviews, last reviewed 25th Mar 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8051)

Easy to use app

Great app and great savings account with boosted options for money you don’t need immediate access to Reviewed on: 3rd April 2023

Already recommended to family

I love that when interest rates rose, Zopa passed it over to savers asap. I have savings accounts with traditional banks and I'm still waiting to see any rate hikes. The app is great to use too Reviewed on: 3rd April 2023

Great Savings Account

Easy to set up, user friendly app and competitive rates. Well done, Zopa! Reviewed on: 3rd April 2023

Excellent savings rates

Good rates for savings and easy access. One of the best apps I have ever seen to help manage my account. Reviewed on: 3rd April 2023

Brilliant!

Brilliant way of saving, using pots to help you keep an eye on savings and lock them away. Great, accessible and modern product! Reviewed on: 3rd April 2023

Good value and easy to use

The set up was straightforward, I have been able to change the notice period twice to get better interest rates and Zopa have increased their rates several times since I’ve had the account. Reviewed on: 3rd April 2023

Great Zopa App

So pleased to find the Zopa savings account with their excellent interest rates. The app makes transferring in and out extremely simple. I particularly like the individual “pots” so you can individually categorise all your savings. Reviewed on: 3rd April 2023

Easy to set up

Quick and easy to set up online, able to easily manage savings via app. Reviewed on: 3rd April 2023

EASY TO USE

EASY TO USE APP ,EXCELLENT INTEREST RATES Reviewed on: 3rd April 2023

So easy to earn interest at a competitive rate

Quick and easy to set up an account using the app, I was also able to quickly transfer funds in and out of my current account as and when required. The app interfaced with my current account app seamlessly for authentication, and I was earning a very competitive rate of interest almost immediately. Already recommended to all my family! Reviewed on: 3rd April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Easy access savings
from Vida Bank 0.00 from 0 reviews
Savings
from Allied Irish Bank - AIB 5.00 from 1 reviews
Savings
from Westcountry Savings and Loans 5.00 from 1 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5952 reviews
Credit card
from Zopa 4.94 from 43503 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub