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Zopa: Smart Saver reviews

View other Zopa products
4.82
Based on 8,148 reviews, last reviewed 13th Jun 2026
88% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Brilliant online savings account with high interest... Brilliant online savings account with high interest rates offered on account opening. Reviewed on: 13th June 2026
Nicholas L's avatar
Nicholas L

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8148)

Fantastic, ground breaking products

5
Have been saving with Zopa from the early days of their innovative peer to peer lending platform. Always quick to help on the few times I had to reach out for assistance. Great app and simple to understand products with no fuss. Reviewed on: 3rd April 2023
Adrian Bolster's avatar
Adrian Bolster

best app based savings I've tried so far

5
The Zopa app is very easy to use both for making deposits and withdrawals and the app layout is easy to understand. Zopa has competitive interest rates which have been automatically adjusted when the base rate has changed, or soon after. With some other banks I have had to request 'issue' upgrades to benefit from higher interest rates. Reviewed on: 3rd April 2023
carolb's avatar
carolb

Brill and easy to use

5
This is a great digital bank. Very easy to use and to setup. Great to have money in various pots. So easy to navigate. Reviewed on: 3rd April 2023
S allan's avatar
S allan

Highly recommended savings account

5
The smart saves offers market leading interest rates for savers. Simple and efficient technology all in a mobile app. Reviewed on: 3rd April 2023
Mark Harrison's avatar
Mark Harrison

Savings made easy

5
Zopa savings is an easy and convenient way to put your money into a variaty of saving pots all in one place whilst getting a decent interest rate for an easy access Savings account. Having the flexibility to keep it in a longer notice pot at a higher interest rate. Reviewed on: 3rd April 2023
Nick west's avatar
Nick west

Nice rate easy to use

4
Nice & simple to use with great interest rates. Would recommend Reviewed on: 3rd April 2023
Dean Kloos's avatar
Dean Kloos

Easy to use

5
Great way to save, nice app, easy to use Reviewed on: 3rd April 2023
Barnaby Rowlands's avatar
Barnaby Rowlands

Great rates and easy to use

5
Easy to transfer money in and out plus great rates Reviewed on: 3rd April 2023
John's avatar
John

Easy to use

5
Easy to access and move money around with just a few clicks! I recommend Zopa to everyone! Reviewed on: 3rd April 2023
Gabi's avatar
Gabi

Easy app, up to date rates

5
Myself and partner have savings with Zopa. App so easy to set up, interest rates updated regularly. What's not to love! Reviewed on: 3rd April 2023
Rachel Williamson's avatar
Rachel Williamson

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