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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8148 reviews)

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4.82

Based on 8,148 reviews, last reviewed 13th Jun 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Brilliant online savings account with high interest... Brilliant online savings account with high interest rates offered on account opening. Reviewed on: 13th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8148)

Simple and reliable

A simple and straight forward saving app with little faff. Reviewed on: 3rd April 2023

Great Savings Account!

This is a great Savings Account. It is easy to use, set up various savings pots and access your money easily - all with a good interest rate, which changes much more quickly than most other providers' interest rates do! I love my Zopa app, and my Smart Saver Account! Reviewed on: 3rd April 2023

Fantastic

If you're looking for a reliable and hassle-free way to save your money, then I highly recommend opening a savings account with Zopa Their savings account offers competitive interest rates and no monthly maintenance fees, making it a great option for those who want to grow their savings without sacrificing their hard-earned money. Plus, their online banking platform is easy to use and provides convenient access to your account information, making it simple to manage your money on-the-go. Overall, I believe that Zopa 's savings account is an excellent choice for anyone looking to save for the future. Reviewed on: 3rd April 2023

Easy access

I opened account on line it was so easy they gave me easy to follow instructions I’d recommend them to my friends and family Reviewed on: 3rd April 2023

Easy to use and top interest

Easy to use app savings account with great option for different pots for different savings. Reviewed on: 3rd April 2023

Super easy great rates

Super easy to set up, navigate and use, great rates Reviewed on: 3rd April 2023

Amazing & easy to use

Great app, simple set up & interest rates are market leading. Great to set up various pots to save for different things. Perfect to help with planning & budgeting!! Reviewed on: 3rd April 2023

Very easy to use

Easy to access savings and move money around with just a few clicks! I recommend Zopa to everyone! Reviewed on: 3rd April 2023

Easy savings with a great rate

Quick and easy access savings account with a top APR. Reviewed on: 3rd April 2023

Easy Peasy Savings

Great easy to use, user friendly website. Super(Zopa!) products that encourage you to save for longer periods for better returns into various named saving pots.Brilliant Idea.Love it when the interest is applied each month into all our pots! little pots of gold we call them!Turned us into proper savers ! Thanks Zopa. Reviewed on: 3rd April 2023

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