Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Smart Saver reviews

View other Zopa products
4.94
Based on 8,051 reviews, last reviewed 25th Mar 2026
82100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026
Sarah M's avatar
Sarah M

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Smart Saver reviews (8051)

Simple savings

5
Really easy to use app with great interest rates that are paid monthly. I love it! Reviewed on: 3rd April 2023
Adrienne Ashworth's avatar
Adrienne Ashworth

Excellent

5
Highly recommended! Excellent rates and overall service. Reviewed on: 3rd April 2023
William Ellis's avatar
William Ellis

Excellent

5
Simple, clean layout and easy to use. Quick to pass on recent rate increases and competitive rates. Reviewed on: 3rd April 2023
Poketastic 's avatar
Poketastic

Interest rate

5
This is the best savings account I have due to the interest rate! I have been able to save more in the past few months than I have in my whole working life I was able to set enough away for a new car and still have the extra from Zopa due to the interest rate Reviewed on: 3rd April 2023
Meg Barnaby's avatar
Meg Barnaby

Great savings plans

5
Easy online access. Clearly displayed balances. Withdrawals are super easy. Several different savings plans. Encouraged family to save too. Good rates of interest Reviewed on: 3rd April 2023
Susan Evans's avatar
Susan Evans

Very competitive saving routes, especially if choosing 'boosted' saver pots, and an easy-to-use app.

5
Very competitive saving routes, especially if choosing 'boosted' saver pots, and an easy-to-use app. Reviewed on: 3rd April 2023
JT's avatar
JT

Good App. Very simple to use. Good Company

5
Very helpful with enquiries. Very good and simple App to use Reviewed on: 3rd April 2023
Roland's avatar
Roland

Best instant saver ever.

5
Fantastic forward thinking company with great interest rates Reviewed on: 3rd April 2023
Andy Taylor's avatar
Andy Taylor

Great service

5
Good saving and best rates, top customer service would recommend. Reviewed on: 3rd April 2023
David Adams 's avatar
David Adams

Easy way to earn interest

5
Zopa works seamlessly with your current account allowing you to move money instantly to make a bit of interest rather than having it sat earning nothing in your high street current account Reviewed on: 3rd April 2023
Emma Towers's avatar
Emma Towers

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1539 reviews
    Zopa

  • Current account

    from Zopa 4.94 from 5952 reviews
    Zopa

  • Credit card

    from Zopa 4.94 from 43503 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill