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Zopa: Smart Saver reviews

4.94
Based on 8,051 reviews, last reviewed 25th Mar 2026
82100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Easy to use App Zopa has a very easy to use App and provides excellent interest rates. Reviewed on: 25th March 2026
Sarah M's avatar
Sarah M

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8051)

Zopa Smart Saver

5
A really neat way to save for what you need to, whether adding to your accessible savings or stashing away in a boosted pot for a specific goal, either 1 week, 1 month or 3 months or more down the line. Great customer service from what I have experienced too! A great option in the savings market place. Reviewed on: 3rd April 2023

Excellent Flexible Savings Account

5
I need to put funds away for varying lengths of tome for different purposes. The Zopa app is brilliant, not only is it very simple to use but I can easily move my money into different interest tiers whenever I want - an excellent product Reviewed on: 3rd April 2023

Easy way to save

5
Brilliant App to easily save. Simple to use even for those not confident with internet banking. Even my 88 year old mum safely uses it. Reviewed on: 3rd April 2023

Ace Online Bank

5
I really like how easy it is to top up or access savings. The boosts are good, too! Reviewed on: 3rd April 2023

Great Savings Account

5
Took out a Smart Saver account and moved money to one of the boost pots. Great rate of interest and so easy to navigate. Highly recommend Zopa. Reviewed on: 3rd April 2023

Savings with an extra Zopa Zing!

5
I was looking for a new home for some savings and I wasn't disappointed when I moved them to Zopa. The three levels of access saving are an excellent way to boost your savings with tiered interest rates. Great idea and all in one place! Reviewed on: 3rd April 2023

Unique Product great rates and brill App

5
Zopa really are great and their product with its 7 31 and 95 day boost is a unique savings product. Their app is very easy to use and intuitive. Great all round product Reviewed on: 3rd April 2023

Great interest rates and easy to use technology

5
So easy to set up and the processes all work so efficiently, along with competitive interest rates and great communication. Would definitely recommend. Reviewed on: 3rd April 2023

Just excellent

5
Superb rates easy quick transfers perfect in al ways. Reviewed on: 3rd April 2023

Zopa savings

5
So easy to set up and keep tabs on savings, simple to move money and boost returns Reviewed on: 3rd April 2023

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