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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Zo Easy

I recently opened my Zopa account and have found the app very easy to use. Reviewed on: 3rd April 2023

Very easy to use. Good rate of interest

Zopa has very competitive rates and the app is extremely easy to use. Highly recommended. Reviewed on: 3rd April 2023

Savings account

Love the Zopa app. Very user friendly, great choice of booster pots so you can arrange your savings eriods to suit and excellent communication when notice period ends. I would definitely recommend Zopa to friends and family - in fact I already have Reviewed on: 3rd April 2023

Great app. Great service

Really pleased with this account. Love the different saving pots. Reviewed on: 3rd April 2023

Easy savings with a great rate

Perfectly easy to set up and access online.Great interest rate Reviewed on: 3rd April 2023

Very happy customer

I opened a smart saver as part of a New Year resolution to make my savings work for me and take advantage of better interest rates. I was really happy with how easy it was to set up and with the interest rates which have been increased a few times in the short time I have had the account. I like the flexibility of a range of rates and notice periods being included within the same product. Reviewed on: 3rd April 2023

Brilliant app

Easy to use and No1 for interest % Reviewed on: 3rd April 2023

Savings made easy

simple intuitive app, seemlessly connects to your other bank apps to facilitate simple savings management Reviewed on: 3rd April 2023

First class bank

Zopa puts ALL the high street banks to shame. The app is excellent. It is smooth and easy to navigate. I wouldn't hesitate to recommend Zopa. Reviewed on: 3rd April 2023

Zopa is a Zupa Product

Zopa is Zupa. A very easy to use product that helps you save at a fantastic interest rate. Reviewed on: 3rd April 2023

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